| Annual Fee | RM 500 |
| Fee Waiver | First year free; then waived with RM48,000 spend or 12 swipes a year |
| Min Income | RM 6,666/month |
| Apply Online | Yes |
Rates from Affin Bank's official product page, verified 7 Oct 2026. Product details and rates are subject to change — always confirm directly with the bank before applying.