| Annual Fee | RM 500 |
| Fee Waiver | First year free; then waived with RM48,000 spend or 12 swipes a year |
| Min Income | RM 6,666/month |
| Apply Online | Yes |
Source: Affin Bank's official product page. Annual fee checked against it on 7 Oct 2026; its fee waiver, minimum income and cashback or points figures were not all confirmed, so check them on that page. Product details and rates are subject to change — always confirm directly with the bank before applying.