Products · Credit Cards · UOB EVOL Card
UOB Malaysia
UOB EVOL Card
3.8
Best for
Digital-first earners (RM3,000+/month) who spend heavily on streaming, food delivery, and ride-hailing apps and want up to 10% cashback
Annual Fee
Free
Min. Income
RM 3,000/mo
Pros
- Up to 10% cashback on digital/online spending — one of the best digital cashback cards
- Annual fee free with spend waiver
- Designed for mobile-first spenders (Grab, Netflix, Shopee, etc.)
Cons
- Cashback capped — heavy digital spenders may hit ceiling monthly
- RM3,000/month income requirement
- Cashback limited to digital categories — in-store physical spend may earn less
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free* |
| Min Income | RM 3,000/month |
| Apply Online | Yes |
How does UOB EVOL Card compare?
See how it stacks up against other credit cards from Malaysian banks.
Data sources:
- Aggregator: RinggitPlus listing
- Rates verified: 11 Apr 2026