UOB Malaysia
UOB EVOL Card
Products ยท Credit Cards ยท UOB EVOL Card
Best for
Digital-first earners (RM3,000+/month) who spend heavily on streaming, food delivery, and ride-hailing apps and want up to 10% cashback
Annual Fee
Free
Min. Income
RMย 3,000/mo
Pros
- Up to 10% cashback on digital/online spending โ one of the best digital cashback cards
- Annual fee free with spend waiver
- Designed for mobile-first spenders (Grab, Netflix, Shopee, etc.)
Cons
- Cashback capped โ heavy digital spenders may hit ceiling monthly
- RM3,000/month income requirement
- Cashback limited to digital categories โ in-store physical spend may earn less
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free* |
| Min Income | RMย 3,000/month |
| Apply Online | Yes |
How does UOB EVOL Card compare?
See how it stacks up against other credit cards from Malaysian banks.
Rates from UOB Malaysia, verified 11 Apr 2026. Product details and rates are subject to change โ always confirm directly with the bank before applying.