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UOB Malaysia

UOB EVOL Card

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UOB Malaysia
UOB Malaysia

UOB EVOL Card

Best for
Digital-first earners (RM3,000+/month) who spend heavily on streaming, food delivery, and ride-hailing apps and want up to 10% cashback
Annual Fee
Free
Min. Income
RMย 3,000/mo

Pros

  • Up to 10% cashback on digital/online spending โ€” one of the best digital cashback cards
  • Annual fee free with spend waiver
  • Designed for mobile-first spenders (Grab, Netflix, Shopee, etc.)

Cons

  • Cashback capped โ€” heavy digital spenders may hit ceiling monthly
  • RM3,000/month income requirement
  • Cashback limited to digital categories โ€” in-store physical spend may earn less

Full specifications

Annual FeeFree
Fee WaiverFree*
Min IncomeRMย 3,000/month
Apply OnlineYes
How does UOB EVOL Card compare?
See how it stacks up against other credit cards from Malaysian banks.
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Rates from UOB Malaysia, verified 11 Apr 2026. Product details and rates are subject to change โ€” always confirm directly with the bank before applying.