Products · Credit Cards · UOB EVOL Card
Best for
Digital-first earners (RM3,000+/month) who spend heavily on streaming, food delivery, and ride-hailing apps and want up to 10% cashback
Annual Fee
RM 90
Min. Income
RM 3,000/mo
Pros
- Up to 10% cashback on digital/online spending — one of the best digital cashback cards
- RM7.50 monthly fee, waived in any month you make one retail transaction
- Designed for mobile-first spenders (Grab, Netflix, Shopee, etc.)
Cons
- Cashback capped — heavy digital spenders may hit ceiling monthly
- RM3,000/month income requirement
- Cashback limited to digital categories — in-store physical spend may earn less
Full specifications
| Annual Fee | RM 90 |
| Fee Waiver | Charged RM7.50 a month, waived in any month with one retail transaction |
| Min Income | RM 3,000/month |
| Apply Online | Yes |
How does UOB EVOL Card compare?
See how it stacks up against other credit cards from Malaysian banks.
Source: UOB Malaysia's official product page. Annual fee checked against it on 7 Oct 2026; its fee waiver, minimum income and cashback or points figures were not all confirmed, so check them on that page. Product details and rates are subject to change — always confirm directly with the bank before applying.