Products · Credit Cards · UOB Preferred Card
UOB Malaysia
UOB Preferred Card
3.2
Best for
Mid-income earners (RM3,000+/month) who want a reliable UOB Visa card with basic rewards for everyday spending
Annual Fee
Free
Min. Income
RM 3,000/mo
Pros
- Annual fee free with spend waiver
- UOB Preferred rewards on eligible spend
- RM3,000/month income — accessible to mid-career earners
Cons
- No direct cashback
- Modest rewards rate vs UOB EVOL or Simple at lower cost
- Limited standout features vs other UOB cards
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free* |
| Min Income | RM 3,000/month |
| Apply Online | Yes |
How does UOB Preferred Card compare?
See how it stacks up against other credit cards from Malaysian banks.
Data sources:
- Aggregator: RinggitPlus listing
- Rates verified: 11 Apr 2026