UOB Malaysia
UOB Preferred Card
Products ยท Credit Cards ยท UOB Preferred Card
Best for
Mid-income earners (RM3,000+/month) who want a reliable UOB Visa card with basic rewards for everyday spending
Annual Fee
Free
Min. Income
RMย 3,000/mo
Pros
- Annual fee free with spend waiver
- UOB Preferred rewards on eligible spend
- RM3,000/month income โ accessible to mid-career earners
Cons
- No direct cashback
- Modest rewards rate vs UOB EVOL or Simple at lower cost
- Limited standout features vs other UOB cards
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free* |
| Min Income | RMย 3,000/month |
| Apply Online | Yes |
How does UOB Preferred Card compare?
See how it stacks up against other credit cards from Malaysian banks.
Rates from UOB Malaysia, verified 11 Apr 2026. Product details and rates are subject to change โ always confirm directly with the bank before applying.