Products · Credit Cards · UOB Preferred Card
Best for
Mid-income earners (RM3,000+/month) who want a reliable UOB Visa card with basic rewards for everyday spending
Annual Fee
RM 198
Min. Income
RM 3,000/mo
Pros
- RM198 annual fee, waived with RM20,000 spend a year
- UOB Preferred rewards on eligible spend
- RM3,000/month income — accessible to mid-career earners
Cons
- No direct cashback
- Modest rewards rate vs UOB EVOL or Simple at lower cost
- Limited standout features vs other UOB cards
Full specifications
| Annual Fee | RM 198 |
| Fee Waiver | Waived with RM20,000 spend a year |
| Min Income | RM 3,000/month |
| Apply Online | Yes |
How does UOB Preferred Card compare?
See how it stacks up against other credit cards from Malaysian banks.
Rates from UOB Malaysia's official product page, verified 7 Oct 2026. Product details and rates are subject to change — always confirm directly with the bank before applying.