AmBank
Singapore Airlines KrisFlyer American Express Gold
Products · Credit Cards · Singapore Airlines KrisFlyer American Express Gold
Best for
Malaysian frequent flyers on Singapore Airlines (RM3,000+/month) who want an entry-level KrisFlyer card to earn miles
Annual Fee
Free
Min. Income
RM 3,000/mo
Pros
- Earns KrisFlyer miles directly — no transfer needed
- Annual fee free with spend waiver
- Low RM3,000/month income — accessible entry into miles earning
Cons
- American Express acceptance — narrower merchant coverage than Visa/Mastercard in Malaysia
- Gold tier — lower miles earning rate vs Platinum
- Miles earning only valuable for Singapore Airlines travellers
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free* |
| Min Income | RM 3,000/month |
| Apply Online | Yes |
How does Singapore Airlines KrisFlyer American Express Gold compare?
See how it stacks up against other credit cards from Malaysian banks.
Rates from AmBank, verified 11 Apr 2026. Product details and rates are subject to change — always confirm directly with the bank before applying.