Products · Credit Cards · Singapore Airlines KrisFlyer American Express Gold
AmBank
Singapore Airlines KrisFlyer American Express Gold
3.5
Best for
Malaysian frequent flyers on Singapore Airlines (RM3,000+/month) who want an entry-level KrisFlyer card to earn miles
Annual Fee
Free
Min. Income
RM 3,000/mo
Pros
- Earns KrisFlyer miles directly — no transfer needed
- Annual fee free with spend waiver
- Low RM3,000/month income — accessible entry into miles earning
Cons
- American Express acceptance — narrower merchant coverage than Visa/Mastercard in Malaysia
- Gold tier — lower miles earning rate vs Platinum
- Miles earning only valuable for Singapore Airlines travellers
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free* |
| Min Income | RM 3,000/month |
| Apply Online | Yes |
How does Singapore Airlines KrisFlyer American Express Gold compare?
See how it stacks up against other credit cards from Malaysian banks.
Data sources:
- Aggregator: RinggitPlus listing
- Rates verified: 11 Apr 2026