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Financial Tools & Calculators

Free tools to help you understand the numbers behind your money decisions. No login, no tracking.

Calculators

Work out the numbers behind your salary, tax, retirement and loans.

Salary Calculator

Your net take-home pay after EPF, SOCSO, EIS and estimated tax (PCB), with the full breakdown.

Take-home pay
Income Tax Calculator

Estimate your tax for the year, with reliefs and the moves that legally cut your bill.

YA 2024/2025
EPF Calculator

Project your EPF at retirement and see its real value in today's ringgit.

Retirement projection
Home Loan Calculator

Monthly repayment, total interest, and a DSR-based 'how much can I borrow?' mode.

Repayment + DSR
PTPTN Calculator

Monthly repayment and total ujrah on your student loan balance.

1% ujrah

Planners

Plan ahead โ€” inheritance, long-term growth, and a simple monthly budget.

Faraid Calculator

Estimate how an estate is shared under Islamic inheritance among spouse, children and parents.

Islamic inheritance
Compound Interest

See how a lump sum plus monthly top-ups grows over time โ€” and how much is pure compounding.

Savings growth
50/30/20 Budget

Split your take-home pay into needs, wants and savings with a simple framework.

Budget split

Money check

A quick read on where you stand and what you may qualify for. Private โ€” nothing is saved.

Money Health Check

Score your finances out of 100 across five dimensions, with a prioritised action plan.

Score /100
Eligibility Checker

See which Malaysian schemes you may qualify for โ€” STR, i-Saraan, SSPN, zakat, loan pre-qual.

STR ยท i-Saraan ยท SSPN

Live data tools

Official Malaysian rates and prices, kept current.

MYR Exchange Rate Converter

Convert MYR to and from 27 currencies using the official daily rate.

27 currenciesUpdated: Daily
Fixed Deposit Rate History

Where FD rates are today and how they've moved over time.

14 banksUpdated: Monthly
Fuel Price Tracker

This week's pump prices and a calculator for your monthly fuel spend.

RON95 ยท RON97 ยท DieselUpdated: Weekly
OPR Tracker & Loan Impact

The rate that moves your home loan and FD returns โ€” current level and history.

26+ yearsUpdated: Per MPC
Inflation Calculator

What your ringgit is worth in today's terms, using official CPI since 2000.

2000โ€“presentUpdated: Monthly