Free tools to help you understand the numbers behind your money decisions. No sign-up needed.
Work out the numbers behind your salary, tax, retirement and loans.
Your net take-home pay after EPF, SOCSO, EIS and estimated monthly tax (PCB), with the full breakdown.
Estimate your tax for the year, with reliefs and the moves that legally cut your bill.
Project your EPF at retirement and see its real value in today's ringgit.
Monthly repayment, total interest, and a DSR-based 'how much can I borrow?' mode.
Hire-purchase instalment under the old flat rate and the reducing-balance rules from June 2026.
Any loan, both quoting methods — and what a 'flat' personal loan rate really costs.
MOT and loan agreement duty on a property purchase, with the first-home exemption to 2027.
Monthly repayment and total ujrah on a PTPTN Ujrah loan, from the principal on your repayment schedule.
Plan ahead — inheritance, long-term growth, and a simple monthly budget.
Estimate how an estate is shared under Islamic inheritance among spouse, children and parents.
See how a lump sum plus monthly top-ups grows over time — and how much is pure compounding.
Split your take-home pay into needs, wants and savings with a simple framework.
A quick read on where you stand and what you may qualify for. Private — nothing is saved.
Official Malaysian rates and prices, kept current.
Convert MYR to and from the currencies BNM publishes, using the official daily rate.
Bank Negara Malaysia's buying and selling price for its gold coin, and why the two differ.
Where FD rates are today and how they've moved over time.
This week's pump prices and a calculator for your monthly fuel spend.
The rate that moves your home loan and FD returns — current level and history.
What your ringgit is worth in today's terms, using official CPI since 1980.
Has your pay kept up with prices? Your past salary vs now, adjusted for official CPI.
How many years of median household income a median house costs in each state, plus a 30%-rule affordability calculator.