The right card is the one that rewards what you already spend on and costs nothing to keep, as long as you clear the balance each month. Start from our card comparison, or pick the kind of spending below.
Compare cards side by side
Our comparison puts the cards next to each other with the conditions that come with each one.
What Malaysian Credit Card Points Are WorthFive Malaysian points currencies priced in sen from issuer documents, and what an Enrich Point actually costs you. No affiliate links, every figure sourced.
The one that matches your biggest regular spending: cashback for everyday spending, petrol or dining for those categories, travel for flights and hotels.
Does carrying a balance cancel the rewards?
It can. Interest on an unpaid balance usually costs more than the rewards earn, so the rewards only pay off when you clear the balance each month.