Malaysia Salary Calculator
See your real take-home pay — gross salary after EPF, SOCSO, EIS and estimated monthly tax (PCB). Also shows what your employer contributes on top.
Official source, coverage and how this is calculated: see our data methodology →
Your take-home pay
Enter your gross monthly salary to see net pay after EPF, SOCSO, EIS and estimated tax.
Monthly breakdown
What your employer also pays
On top of your salary — this does not reduce your take-home.
PCB is an estimate using the annualised method (individual + EPF relief only). Your actual monthly tax depends on your full relief claim — use the income tax calculator for a fuller picture.
Where these figures come from
- LHDN — YA 2024 / YA 2025 (resident individual)pending review
- KWSP — 2026 (statutory rates)pending review
- PERKESO — 1 Oct 2024 onwards (RM6,000 wage ceiling)pending review
- PERKESO — 1 Oct 2024 onwards (RM6,000 wage ceiling)pending review
Figures marked pending review are being fact-checked against the primary source by our editor before final publication. Always confirm the current-year figure with the official source before acting on it.
What comes out of your salary
A Malaysian payslip has four statutory deductions. EPF (Employees Provident Fund) is your retirement savings — the employee share is usually 11%, matched by an employer contribution of 12–13%. SOCSO (PERKESO) covers workplace injury and invalidity, and EIS insures you against job loss — both are small percentages capped at a monthly wage ceiling. PCB is the income tax your employer withholds each month on behalf of LHDN.
Only the employee share of each is deducted from your pay. The employer contributions are a real cost to your employer but never reduce your take-home — they are why your total remuneration package is worth more than your gross salary.
Frequently asked questions
How is my take-home pay calculated in Malaysia?
Your net take-home is your gross salary minus four deductions: EPF (employee share, usually 11%), SOCSO (0.5% up to a wage ceiling), EIS (0.2% up to the ceiling) and PCB (monthly income tax). This tool applies each and shows the breakdown.
What is PCB and is the figure here exact?
PCB (Potongan Cukai Bulanan / MTD) is the monthly tax your employer withholds. The figure here is an estimate using the annualised method with your individual and EPF relief. Your actual PCB depends on all the reliefs you claim, so treat this as a guide and use the income tax calculator for a fuller picture.
Does my employer's EPF contribution come out of my salary?
No. The employer contribution (13% at or below RM5,000 monthly wage, 12% above) is paid on top of your salary and does not reduce your take-home. Only the employee share is deducted from your pay.
Why can I choose a 9% EPF rate?
The standard statutory employee EPF rate is 11%, but the government has at times offered a reduced 9% option, and employees aged 60 and above contribute at a different rate. Pick the rate that matches your situation to see the effect on take-home.
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