Digital Bank Savings Rates in Malaysia
Boost Bank pays the highest everyday rate in this table, 2.50% a year on any balance (Savings Account), read from its own page on 3 November 2026. Higher rates come with a condition, shown beside each one.
Savings rates by digital bank
% p.a., as printed on each bank's own page. Sorted by the everyday rate. Time-limited promotions are not in this table.
| Bank | Everyday rate | Higher rate, and what it needs |
|---|---|---|
Boost BankChecked 3 Nov 2026 | 2.50%Savings Account | 3.00%Savings Jars (up to 8)No lock-in period. You create the Jar yourself. |
Ryt BankChecked 17 Oct 2026 | 2.05%Main Account and Save Pocket | Time-limited promotion only; not tabled |
GX BankChecked 3 Nov 2026 | 2.00%Main Account and Savings Pockets | 3.80%Bonus Pocket, 6-month tenureUp to four Bonus Pockets, RM12,500 in each. Withdraw early and you lose the accrued bonus interest. |
Everyday rate: what any balance earns with nothing to unlock. KAF Digital Bank is not in the table.
AEON Bank and KAF Digital Bank are not in this table: we show a bank's rate only after reading it from the bank's own page. For those two, see the digital bank comparison.
How to read the table
- The everyday rate is what you earn on money you can take out at any time with nothing to unlock. Judge an emergency fund on money you can withdraw at any time: that is this column, plus any higher rate that says it has no lock-in.
- A higher rate is only worth chasing for money you will not need soon. Read the condition before you move anything.
- Each row hides its rates after its check date, so an old rate is never shown as current. Rates change; confirm in the bank's app before you move money.
Read next
- Best digital banks in Malaysia →Digital banks compared on rates, fees and who each suits.
- Is a digital bank safe? →What PIDM protects and what it does not.
- GX Bank savings review →The Bonus Pocket rules in full.
- Boost Bank review →Savings Account, Jars and Special Jars.
- Ryt Bank review →Account features, fees and how Ryt Bank works.
- AEON Bank review →Prevailing rate against promotion rate.
- Best savings accounts →Digital and conventional banks side by side.
- Fixed deposit rates by bank →The locked-money alternative, bank by bank.