Fixed Deposit

ASB vs Fixed Deposit Malaysia 2026 — Which Gives Better Returns?

ASB paid 5.75% for 2025, its second year at that rate. 12-month FD campaigns paid 3.60–3.90% on 11 Oct 2026. ASB has no fixed tenure and no PIDM guarantee. Full comparison with worked examples.

April 2026

Fixed Deposit vs ASNB — Which Gives Better Returns in Malaysia?

Compare FD and ASNB unit trust returns, risk, liquidity, and tax treatment. Includes ASB and the ASM family's distribution history vs current FD rates.

April 2026

FD Laddering Strategy: How to Get Better Returns on Your Fixed Deposits

How to use an FD laddering strategy in Malaysia to improve liquidity and average returns — with verified CIMB and Hong Leong board rates, and why campaign rates change the maths.

April 2026

Islamic Fixed Deposits in Malaysia — Murabahah, Mudharabah & How They Work

How Islamic FDs work in Malaysia — contract types (Murabahah-i, Mudharabah-i, Wakalah-i), profit rates, PIDM protection, tax treatment, and which banks offer them.

April 2026

How Fixed Deposits Work in Malaysia (2026): Board Rates, Campaign Rates and How to Choose

How fixed deposits work in Malaysia: board rates versus time-limited campaign rates, the new-funds condition, PIDM cover, laddering, and when an FD makes sense against savings accounts, EPF and ASNB.

April 2026