EPF & Retirement Guides

EPF contribution rates, i-Invest, Account 3 withdrawals, and retirement planning. Everything Malaysian employees need to know about their KWSP.

8 guides in this category

EPF Nomination Guide — How to Set Your KWSP Beneficiary

How to nominate your EPF beneficiary via i-Akaun. Covers Muslim vs non-Muslim rules, online nomination steps, updating nominees, and common mistakes.

EPF vs PRS Malaysia: Which Retirement Scheme Fits You?

Compare EPF and Private Retirement Scheme (PRS) in Malaysia — contributions, returns, tax relief, withdrawal rules, and who should consider PRS.

How to Check Your EPF Balance Online (i-Akaun Guide 2026)

Step-by-step guide to checking your KWSP balance and reading your EPF statement via i-Akaun at my.epf.gov.my. Covers Account 1, 2 & 3 breakdown.

How to Withdraw EPF When Leaving Malaysia Permanently

Step-by-step guide to withdrawing your KWSP/EPF savings when emigrating from Malaysia — eligibility, documents, process, and common mistakes.

EPF Account 3 Withdrawal Guide 2026 — How to Withdraw, Rules & Limits

Everything you need to know about EPF Account 3 flexible withdrawals in Malaysia — eligibility, how to withdraw via i-Akaun, limits, tax implications, and whether you should.

EPF Contribution Rates 2026: Employee and Employer Rates by Salary

Current EPF contribution rates for 2026 in Malaysia. Employee and employer percentages by salary band, with the full KWSP contribution table and calculator.

EPF i-Invest: How to Invest Your EPF Savings in Unit Trusts

Step-by-step guide to using EPF i-Invest to invest your Account 1 savings in approved unit trust funds. Eligibility, how-to, fees, and what to watch for.

EPF Complete Guide 2026: Account 1, 2 & 3 Explained

How Malaysia's EPF works in 2026 — contributions, the new 3-account structure, dividend history, i-Invest, and how to maximise your retirement savings.

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