Johor

EPF or CPF? What Malaysians working in Singapore can do

CPF is for Singapore citizens and permanent residents only. If you work in Singapore as a Malaysian, here is how to keep saving in EPF and what happens to tax.

October 2026

Tax residency for Johor to Singapore commuters: do you pay tax twice?

Living in Johor and working in Singapore usually makes you a tax resident of both. Here is why your salary is still normally taxed once, and the condition that matters.

October 2026

Live in Johor, work in Singapore: the money rules

Three answers for Johor residents who work in Singapore: how your salary is taxed, whether to use EPF or CPF, and what it costs to send Singapore dollars home.

October 2026

Sending Singapore dollars to Malaysia: what it really costs

The cost of a transfer is the fee plus the exchange-rate margin. A worked example, the World Bank's corridor average for Q3 2025, and a one-step way to compare.

October 2026