Best Petrol Credit Cards in Malaysia 2026 — Real Savings Per Tank

Petrol is not a discretionary spend. You refuel every week whether the market is up or down, whether you feel financially optimised or not. That makes it one of the clearest opportunities to automate a rebate — and one of the most misunderstood categories in the credit card market, because the right card depends entirely on where you refuel, not just what rate the brochure shows.

A CIMB PETRONAS card earning 8% at Petronas is useless if you refuel at Shell. An Affin BHPetrol card is excellent value at BHPetrol stations and earns almost nothing elsewhere. The maths only works when your card and your refuelling habit are aligned.

This guide covers the petrol credit cards sold in Malaysia as of April 2026 — seven at first writing, of which two have since been withdrawn or delisted and are marked where they appear. For each card I calculate real monthly savings against RM300/month and RM500/month petrol spend — two benchmarks that cover most Malaysian commuters. Where annual fees apply, I calculate the break-even point. I also cover station compatibility, weekend vs weekday restrictions, and whether you can stack credit card cashback with Petronas Mesra or Shell Scan & Pay loyalty programmes simultaneously.

Disclosure: money.com.my may earn a referral commission if you apply for a card through links on this site. This does not affect our analysis or rankings. Cards are assessed on their published rates and terms only.

Quick Comparison Table#

This table lists cards, it does not rank them — the right one depends on which station you refuel at and how much you spend a month, which is what the "Best for" column is for. The chart below adds a second dimension: at high monthly spend, the cap matters more than the rate.

The headline rates above span 5% to 15%, which reads like an enormous spread. It is not the number that decides what you take home:

"Free" means the annual fee is conditionally waived — typically waived with minimum annual spend or minimum number of transactions. Confirm current waiver conditions with the issuing bank. Rates and caps re-verified against each issuing bank on 10 September 2026 and subject to change.*

Card-by-Card Breakdown#

1. CIMB PETRONAS Platinum-i Credit Card (Shariah-compliant)#

Petrol rebate rate: Up to 8% on PETRONAS transactions — 6% at a statement balance of RM1,500+, 8% at RM4,000+ Monthly petrol cap: RM60 (RM100 across all categories) Annual fee: Free (no annual fee) Minimum income: RM2,000/month (RM24,000/year) Network: Visa (Shariah-compliant, Islamic financial product) Best station: Petronas exclusively at the elevated rate

This is the standout petrol card in Malaysia for a single reason: 8% at Petronas stations is the highest published co-branded petrol rebate rate from a major Malaysian bank, and it costs nothing to hold.

How the cashback works:

• Petronas fuel and Petronas-coded transactions earn up to 8%
• Non-Petronas petrol spend earns a substantially lower base rate
• Minimum monthly spend required to activate the elevated tier (typically RM500 to RM1,000 total monthly spend — confirm current threshold with CIMB)
• Monthly cap of RM60 on petrol, Setel and EV charging, within a RM100 total monthly cap across all categories

Real savings at RM300/month petrol (all Petronas):

• Monthly cashback: RM300 × 8% = RM24/month
• Annual cashback: RM288/year
• Annual fee cost: RM0
• Net gain: RM288/year

Real savings at RM500/month petrol (all Petronas):

• RM500 × 8% = RM40/month, which is still under the RM60 cap
• Annual cashback: RM480/year
• Annual fee cost: RM0
• Net gain: RM360/year

The RM60 cap is reached at RM750 of monthly Petronas spend at the 8% tier, so most drivers never hit it. The card is most efficient for drivers spending RM300–375/month at Petronas — you capture close to the full 8% without triggering the cap.

Watch out for: The 8% is Petronas-specific. If you stop at a Shell because Petronas is full, or refuel at Petron on a road trip, those transactions earn the base rate. This card demands Petronas loyalty to justify holding it as your primary petrol card.

2. CIMB PETRONAS Visa Platinum (Conventional) — no longer listed by CIMB, see note#

This guide previously reviewed a conventional (non-Islamic) CIMB PETRONAS Visa Platinum here, described as functionally identical to the Platinum-i. As of 8 August 2026 that card does not appear anywhere on CIMB's own site: its product URL returns a 404, CIMB's site search surfaces only the -i versions (PETRONAS Visa-i, Visa Platinum-i and Visa Infinite-i), and the credit-card index page lists no conventional PETRONAS card. We cannot confirm it is still sold, so the entry has been withdrawn rather than left as a recommendation.

If you already hold the conventional card, this delisting says nothing about your card — terms for existing cardholders are governed by your card agreement, not by what CIMB markets to new applicants. If you are choosing a Petronas card today, the CIMB PETRONAS Visa Platinum-i above is the card CIMB actually offers, and Islamic cards are open to all applicants regardless of religion.

3. Maybank 2 Gold — the American Express of the pair#

Petrol rebate rate: 5% on all weekend retail spend, which includes petrol Monthly cap: RM50 (RM600/year), shared across all weekend retail Annual fee: Free (no annual fee) Minimum income: RM2,500/month (RM30,000/year) Network: the 5% sits on the American Express card of the Maybank 2 pair, not the Visa or Mastercard. Use the wrong card of the two at the pump and you earn the base rate. Best stations: Petronas, Shell — any petrol station on weekends

Maybank 2 Gold is Malaysia's most widely held cashback card and earns a meaningful petrol rebate — but only on Saturday and Sunday transactions. If your Sunday evening tank-up is a weekly habit, this card captures it. If you refuel on your Tuesday morning commute, you earn the base rate.

How the cashback works:

• Weekend transactions (Saturday and Sunday) at petrol stations earn up to 5%
• Weekday petrol transactions earn approximately 0.2% base rate
• Minimum monthly retail spend (typically RM1,000–RM1,500) required to activate the 5% tier — miss this and you earn zero, not a reduced rate
• Monthly cashback cap approximately RM50 across all eligible categories (dining, grocery, petrol combined)

Real savings at RM300/month petrol (all weekends):

• Monthly cashback: RM300 × 5% = RM15/month
• Annual cashback: RM180/year
• Annual fee cost: RM0
• Net gain: RM180/year

Real savings at RM500/month petrol (all weekends):

• Uncapped portion: RM1,000 across all categories to hit RM50 cap
• If petrol is RM500 of your total eligible weekend spend: RM500 × 5% = RM25 from petrol alone
• Full RM50 cap could be reached when combined with dining and grocery weekend spend
• Net gain (petrol portion): RM180–300/year depending on total weekend spend mix

The Maybank 2 Gold's catch is the network. The 5% weekend rate sits on the American Express card of the pair, not the Visa or Mastercard, and Amex acceptance at Malaysian petrol stations is narrower than Visa or Mastercard. Confirm your usual stations take Amex before relying on it — no station compatibility issue. The cashback also applies across Petronas, Shell, Petron, BHPetrol, and any station that MCC-codes as petrol on a weekend.

Watch out for: The weekend restriction is real. Most Malaysian commuters refuel during the working week on the way to or from the office. Map your actual refuelling days before assuming this card gives you 5%. If you refuel Monday to Friday, this card earns you the same 0.2% as any basic card.

If weekend refuelling is your habit, the Maybank 2 Gold is a better broad-category card than the CIMB PETRONAS card — because your petrol cashback shares a RM50 cap with dining and grocery, and any of those categories can hit the cap. For petrol-only optimisation at Petronas stations, the CIMB PETRONAS card is superior.

4. RHB Cash Back Credit Card#

Petrol rebate rate: 5% at the top tier — the card's 10% headline is its online dining and grocery category, not petrol Monthly petrol cap: RM10, the lowest in this comparison Minimum monthly spend: RM2,500 to reach the top tier Annual fee: first year free, then RM70, waived on RM10,000 annual spend Minimum income: RM2,000/month (RM24,000/year) Network: Visa or Mastercard Best stations: Any petrol station that MCC-codes as petrol

The highest headline petrol rebate rate in this comparison — 10% — but the conditions are what determine whether that rate applies to your actual spend.

How the cashback works:

• Petrol earns 5% at the top tier. The card's 10% headline belongs to its online dining and grocery category, not petrol
• The top tier needs RM2,500 of total monthly spend; below that the rate falls to 2%, then 1%
• Each category carries its own RM10 monthly cap, petrol included
• First year free, then RM70, waived on RM10,000 of annual spend

Real savings at RM300/month petrol (top tier):

• RM300 × 5% = RM15, but the petrol cap is RM10
• Monthly cashback: RM10/month = RM120/year

Real savings at RM500/month petrol (top tier):

• Still RM10/month = RM120/year. The cap is reached at RM200 of petrol spend and nothing above that earns the elevated rate.
• This is the lowest petrol ceiling of any card in this guide. Its value lies in the other categories, not at the pump.

The 10% rate produces the strongest annual return in this comparison on paper — assuming petrol qualifies and the monthly cap is met by petrol alone rather than shared across online and contactless spend.

Watch out for: RHB's 10% applies across multiple categories — petrol, online, and contactless. If you also shop online heavily and make contactless payments at retail, those transactions compete for the same RM50 monthly cap. A petrol-heavy driver who also shops on Shopee may find the cap exhausted before all their petrol spend qualifies. In a mixed-spend scenario, RHB Cash Back earns less petrol cashback than the headline suggests.

RHB also offers an Islamic Cash Back Credit Card-i with the same cashback structure and income threshold — Shariah-compliant version for Muslim cardholders who prefer Islamic products.

5. AFFIN BHPetrol Mastercard Credit Card#

Petrol rebate rate: 10% on weekends if your previous statement balance was RM3,000 or above, 5% on weekends below that, and 2% on weekdays — at BHPetrol stations only Monthly cap: RM50 Annual fee: Free* (conditionally waived — typically with minimum annual spend) Minimum income: RM2,000/month (RM24,000/year) Network: Visa Best station: BHPetrol exclusively at the elevated rate

BHPetrol is the fourth-largest fuel network in Malaysia with approximately 600 stations nationwide — fewer than Petronas (~900+) or Shell (~950+), but present in most urban corridors and along major highways. If your route or neighbourhood has a BHPetrol station, this co-branded card is purpose-built for it.

How the cashback works:

• BHPetrol fuel earns 10% on weekends if your previous statement balance was RM3,000 or above, 5% on weekends below that, and 2% on weekdays
• Non-BHPetrol petrol spend earns a lower base rate
• Monthly cap of RM50
• Annual fee conditionally waived

Real savings at RM300/month petrol (all BHPetrol, all weekends, previous balance RM3,000+):

• RM300 × 10% = RM30/month, under the RM50 cap
• Annual cashback: RM360/year
• Annual fee cost: RM0 (if waiver met)

The weekday reality. At 2% on weekdays, the same RM300 returns RM6 a month. The gap between refuelling on a Saturday and refuelling on a Tuesday is roughly RM290 a year on this card, which is a larger swing than the difference between most of the cards on this page. The decision against CIMB PETRONAS is partly geographic: which station brand does your regular route pass? If BHPetrol is your station, this card captures the same 8% as the CIMB PETRONAS card does at Petronas.

Watch out for: BHPetrol's network is smaller than Petronas or Shell. Long-distance highway driving may require a stop at a non-BHPetrol station, where this card earns the base rate. If you travel frequently or live in an area with sparse BHPetrol coverage, a general petrol cashback card (Maybank 2 Gold, RHB Cash Back) gives you broader coverage.

6. AmBank True Cashback Credit Card — withdrawn, see note#

Petrol rebate rate: Up to 2% flat (no category restriction) Annual fee: Free (no annual fee) Minimum income: RM2,000/month (RM24,000/year) Network: Visa Best stations: All — station-agnostic

Correction, 6 August 2026: do not apply for this card — it is not on sale. No card called "AmBank True Cashback" appears in AmBank's current credit-card line-up. The closest product, the AmBank True Visa Card, carries AmBank's own notice that it "is no longer available for new applications", and its terms were never the flat uncapped 2% described below — it was a tiered card. We have left the section visible rather than deleting it so that existing cardholders can still see what was said, but nobody should treat this as a recommendation.

How the cashback works:

• All eligible retail spend earns up to 2% cashback
• No minimum spend required to activate (or low threshold)
• Monthly cap may apply — confirm current terms with AmBank
• No annual fee

Real savings at RM300/month petrol:

• Monthly cashback: RM300 × 2% = RM6/month
• Annual cashback: RM72/year
• Annual fee cost: RM0
• Net gain: RM72/year

The return is materially lower than the category-specific cards above. The trade-off is simplicity and flexibility: no station loyalty required, no weekend restrictions, no minimum spend cliff. Every litre at every station earns.

The break-even comparison that stood here has been removed: it was calculated against an uncapped 2% flat rate that this card did not offer, and the card is in any case closed to new applications.

If you refuel across multiple station brands and want one card you do not have to think about, a general flat-rate cashback card is the right shape — but pick a current one from the table above, not this entry.

7. Standard Chartered Simply Cash Credit Card#

Petrol rebate rate: Up to 15% Monthly petrol cap: RM20 — the second-lowest in this comparison Annual fee: RM250 principal, first year waived. Supplementary free Minimum income: RM96,000/year Network: Visa

Standard Chartered Simply Cash carries the highest headline rate in this comparison — up to 15% — and the highest income barrier at RM96,000 a year. Petrol is a named category rather than a rotating campaign one, but it carries its own RM20 monthly cap, separate from the RM20 that covers grocery plus dining.

Real savings at RM300/month petrol:

• 15% of RM300 computes to RM45
• The published petrol cap is RM20, so you are paid RM20
• Annual return: RM240, and the cap is reached at RM134 of petrol spend
• From year two the RM250 annual fee applies unless separately waived

The cap is the whole story on this card. A previous version of this guide paired the 15% rate with an invented "~RM60" cap and reported a best case of RM540 a year — a figure no cardholder could earn, because it never applied the real ceiling. At RM20 a month, this card returns less on petrol than every other card here except RHB Cash Back, despite advertising three times the rate of the CIMB PETRONAS card that beats it.

Watch out for: The RM96,000 income requirement excludes most Malaysian earners, and the RM20 petrol cap means the headline rate is largely decorative for fuel. If petrol is your primary spend goal, the CIMB PETRONAS Platinum-i triples the ceiling at RM60 with a RM24,000 income requirement and no annual fee. Do not choose this card for petrol on the strength of the 15%.

Station Compatibility — Which Card Works Where#

The move if you refuel at multiple brands: use a general petrol cashback card (RHB Cash Back) as your primary and top up with a brand-specific card (CIMB PETRONAS at Petronas, Affin at BHPetrol) when you happen to be at that station.

Stacking Petrol Loyalty Points WITH Credit Card Cashback#

Here is the most frequently misunderstood mechanic in Malaysian petrol spending: you can earn both simultaneously.

Petronas Mesra points are credited by Petronas based on your fuel volume and Mesra card scan — regardless of how you pay. Swipe your credit card AND tap your Mesra card at the counter. You earn Mesra points on the fuel volume and credit card cashback on the transaction value.

The same applies at Shell: Shell Scan & Pay rewards are credited when you scan your Shell Go+ app or Scan & Pay barcode. Use a credit card to complete the payment. Both accrue.

Practical stack at Petronas:

• Use CIMB PETRONAS Platinum-i → earn 8% cashback on the transaction
• Scan Petronas Mesra card → earn Mesra points on the fuel volume
• Net: double-dip on the same refuelling event, no extra cost

The only exception: some co-branded cards may have partnership terms that restrict loyalty point stacking — confirm with the issuing bank if you are unsure. In practice, most Malaysian cardholders run both without issue.

Break-Even Calculator for Annual-Fee Cards#

For cards with annual fees (where the fee is not waived), you need to earn enough cashback to recover the cost.

Formula: Annual fee ÷ monthly rebate = months to break even

At RM300/month petrol spend:

• CIMB PETRONAS (8%, free): Break-even = Day 1. No fee to recover.
• Affin BHPetrol (10% weekends, free):* Break-even = Day 1 if waiver met.
• RHB Cash Back (5% on petrol, free in year one): Break-even = Day 1 in year one. From year two the RM70 fee needs RM10,000 of annual spend to waive, and the RM10 petrol cap returns RM120 a year at most.
• Hong Leong Wise (10% on petrol at weekends, RM98/year fee): its cap is RM15/month, so RM98 ÷ RM15 = 6.5 months to break even on petrol alone, and the maximum this card can return in a year is RM180. After break-even, net gain is RM288 − RM98 = RM190/year.

In most cases, free petrol cards outperform fee-bearing alternatives on petrol-only spend — unless the fee-bearing card's rate is substantially higher and you consistently clear the break-even point.

How to Choose: The Decision Tree#

Step 1 — Where do you actually refuel?

Check your last three months of fuel receipts. If 80%+ of your refuelling is at one brand:

• Petronas: CIMB PETRONAS Platinum-i
• BHPetrol: AFFIN BHPetrol Mastercard
• Shell, Petron, Caltex (mixed brands): RHB Cash Back or Maybank 2 Gold (if weekends)

Step 2 — What days do you refuel?

• Mostly weekends: Maybank 2 Gold is competitive (5%) across any station brand
• Any day of week: CIMB PETRONAS or RHB Cash Back — neither has a day restriction

Step 3 — What is your monthly petrol spend?

• Under RM375/month at Petronas: CIMB PETRONAS card earns close to full 8%
• RM500+/month across any stations: CIMB PETRONAS has the highest ceiling at RM60/month. RHB Cash Back caps petrol at RM10 and is the wrong choice for high fuel spend, despite its 10% headline — that rate is for online food, not petrol. If petrol is your primary qualifying category
• Low and variable (under RM200/month): a general flat-rate cashback card is the lowest-friction option

Step 4 — Do you want a Shariah-compliant card?

• Yes: CIMB PETRONAS Platinum-i or RHB Islamic Cash Back Credit Card-i

The Two-Card Petrol Strategy#

If you want to maximise savings across both petrol and general spend, hold two cards:

1. Brand-specific card (CIMB PETRONAS or Affin BHPetrol) for use exclusively at that station network
2. General cashback card (Maybank 2 Gold or CIMB Cash Rebate Platinum) for everything else — grocery, dining, weekend petrol at other brands

See our best cashback credit cards Malaysia 2026 guide for the full comparison of general-category cashback cards that pair well with a petrol-specific card.

Holding two cards increases monthly management — you need to track two spending thresholds and two caps. Only run a two-card strategy if your total monthly credit card spend is above RM2,000 and you consistently hit the minimum thresholds on both cards.

Before applying for a second card, check your credit profile — multiple applications in a short window affect your CCRIS record.

Frequently Asked Questions#

Which credit card gives the most cashback at Petronas?

The CIMB PETRONAS Visa Platinum-i is purpose-built for Petronas stations and offers up to 8% cashback on Petronas fuel transactions — the highest published rate for Petronas-specific spend among major Malaysian bank cards. The Maybank 2 Gold also earns up to 5% at Petronas on weekends. For daily Petronas users, the CIMB PETRONAS card is the clearer choice.

Do petrol credit cards work at all stations?

Co-branded cards (CIMB PETRONAS, Affin BHPetrol) earn their elevated rates only at their partner station network, and AFFIN's varies by day: 10% on weekends where the previous statement balance was RM3,000 or above, 5% on weekends below that, and 2% on weekdays. General cashback cards earn at any correctly-coded station, but check the ceiling before assuming that helps — RHB Cash Back caps petrol at RM10 a month, and Maybank 2 Gold's 5% sits on the American Express card of its pair. General cashback cards typically earn the petrol rebate rate at any petrol station as long as the merchant codes correctly as a petrol station. If you split your refuelling across multiple brands, a general petrol cashback card beats a co-branded card.

What is the monthly petrol rebate cap on most Malaysian credit cards?

Across the cards compared in this guide the published petrol caps run from RM10 to RM60 a month, and they do not track the headline rate. CIMB PETRONAS Platinum-i caps petrol at RM60, Maybank 2 Gold and AFFIN BHPetrol at RM50, Standard Chartered at RM20 despite advertising the highest rate at 15%, and RHB Cash Back at RM10. Always divide the monthly cap by the rebate rate to find the petrol spend at which your card stops paying the elevated rate — at 8% under an RM60 cap that is RM750 of fuel a month; at 15% under an RM20 cap it is just RM134.

Is the CIMB PETRONAS card only for Muslims?

No. The CIMB PETRONAS Visa Platinum-i is Shariah-compliant — it runs on a tawarruq contract rather than conventional revolving credit — but Islamic credit cards in Malaysia are open to all applicants regardless of religion. CIMB used to sell a conventional CIMB PETRONAS Visa Platinum alongside it; only the -i versions are listed on CIMB's site today. Whoever you are, you can hold the -i card and refuel at Petronas.

Can I earn both credit card cashback and Mesra points at the same time?

Yes. Petronas Mesra loyalty points are credited by Petronas based on your fuel volume, not your payment method. Paying with a credit card does not forfeit your Mesra points — you earn both simultaneously. The same applies at Shell: you can earn Shell Scan & Pay rewards alongside your credit card cashback. Use a Petronas-focused card at Petronas and you double up on both earning streams with a single transaction.

The Bottom Line#

Here is the move.

If you refuel at Petronas at least 80% of the time: get the CIMB PETRONAS Platinum-i. It is free, earns 8% at Petronas, and stacks with Mesra points. At RM300/month Petronas spend, you pocket RM288/year for zero additional effort.

If you refuel anywhere on any day: CIMB PETRONAS Platinum-i still has the highest ceiling at RM60 a month, but only at Petronas. There is no strong any-station, any-day card here — RHB Cash Back caps petrol at RM10 despite its 10% headline, which is for online food rather than fuel. With no station restriction. At RM500/month petrol, you hit the RM50 cap — RM600/year.

If you refuel mostly on weekends with mixed brands: the Maybank 2 Gold combines petrol cashback with dining and grocery on the same card, one cap, zero fee.

Petrol is the easiest category to automate a rebate on because the spend is predictable and recurring. Pick the card that matches your station habit. Set it. Tap it every time you refuel. Pay the full statement balance every month.

That is the entire playbook.

Data sourced from each issuing bank's published terms and RinggitPlus as of 13 April 2026. Petrol cashback rates, monthly caps, minimum spend thresholds, station eligibility, and annual fee waiver conditions change periodically. Always confirm current terms directly with the issuing bank before applying. money.com.my is not a licensed financial adviser — this guide is informational, not financial advice.

This guide is AI-assisted with editorial review. Every factual claim is checked against primary sources (issuing bank terms and conditions, BNM published data) before publication. If you find an error, email editorial@money.com.my — corrections are published with a dated amendment note.

Amendment, 6 August 2026. This guide ranked an AmBank True Cashback card at #6 with an “up to 2% flat, uncapped, free” entry in the comparison table and a break-even calculation against the CIMB PETRONAS card. No such card exists in AmBank’s current line-up, and the closest product — the AmBank True Visa Card — carries AmBank’s own notice that it “is no longer available for new applications”. The recommendation and the break-even figure have been removed. Separately, the Affin BHPetrol Platinum Visa has been corrected to AFFIN BHPetrol Mastercard: there is no Platinum tier and the card is a Mastercard, not a Visa. Still outstanding: we could not confirm whether a conventional (non-‑i) CIMB PETRONAS Visa Platinum is still sold — only the ‑i variants appear on CIMB’s site. That entry is flagged, not fixed.

Follow-up, 8 August 2026. The outstanding flag above is now closed. The conventional CIMB PETRONAS Visa Platinum was checked three ways against CIMB's own site: the card's product URL returns a 404, CIMB's site search surfaces only the ‑i versions (PETRONAS Visa-i, Visa Platinum-i, Visa Infinite-i), and the credit-card index page lists no conventional PETRONAS card at all. The entry has been withdrawn from the comparison table, the chart and the recommendations, and the section note explains what the delisting means for existing cardholders. The Platinum-i's own headline figures were re-verified at the same time: up to 8% cash rebate on PETRONAS, Setel and PETRONAS EV-charging spend, annual fee waived, minimum income RM24,000 — all as this guide states. The ~RM30 monthly cap is not stated on CIMB's product page; it remains marked approximate.

Amendment, 10 September 2026. Every monthly cap in this guide was approximate, and approximation was hiding real errors. The caps have now been taken from each issuer's own published terms, and four of the five moved. Standard Chartered Simply Cash was shown at ~RM60; the published petrol cap is RM20, and the guide's worked example paired the 15% rate with the invented ceiling to report a best case of RM540 a year — a figure no cardholder could earn. The real ceiling is RM240, and the cap is reached at RM134 of monthly fuel. CIMB PETRONAS Platinum-i was shown at ~RM30 and flagged in the 8 August follow-up as unconfirmed; that flag is now closed — CIMB publishes RM60 for the petrol, Setel and EV-charging category, within a RM100 total monthly cap, at 6% on a statement balance of RM1,500+ and 8% at RM4,000+. AFFIN BHPetrol Mastercard was shown at "up to 8%, ~RM30"; Affin publishes 10% on weekends where the previous statement balance was RM3,000 or above, 5% on weekends below that, 2% on weekdays, capped at RM50. RHB Cash Back was shown at "up to 10%, ~RM50" — the 10% is that card's online dining and grocery category, not petrol; petrol earns 5% at the top tier and is capped at RM10, the lowest here. Because the caps moved, so did the ranking: the chart previously put Standard Chartered first on a fabricated RM60 and CIMB PETRONAS last on a fabricated RM30, when the true order is the reverse. Maybank 2 Gold's network was also corrected — its 5% weekend rate is a benefit of the American Express card of the pair, not the Visa or Mastercard, so a reader following the old text would have paid at the pump with the wrong card of the two and earned the base rate. The chart's source line previously read that "issuers state them as approximate (~)"; issuers publish exact caps, and that sentence was not true. Sources: CIMB, Maybank, Affin Bank, Standard Chartered and RHB published card terms, retrieved 10 September 2026.

Correction, 13 September 2026. The 10 September amendment corrected the comparison table and the per-card summary blocks but left four worked examples computing against the old, wrong caps — so the table and the arithmetic underneath it disagreed for three days. Fixed now. The CIMB PETRONAS example still capped earnings at RM30 a month and reported RM360 a year; at the published RM60 cap, RM500 of monthly Petronas spend returns RM40 a month, RM480 a year, and the cap is not reached until RM750 of fuel. The RHB Cash Back section still described petrol as earning "up to 10%" under a "RM50" cap and reported up to RM600 a year; petrol earns 5% at the top tier under a RM10 cap, which is RM120 a year at most and the lowest petrol ceiling in this guide — its 10% headline belongs to online food, not fuel. The AFFIN BHPetrol example applied a flat 8%; the published structure is 10% on weekends where the previous statement balance was RM3,000 or above, 5% on weekends below that, and 2% on weekdays, so the same RM300 of monthly fuel returns RM30 or RM6 depending only on which day you fill up. The break-even table and the closing recommendation both still named RHB Cash Back as the highest absolute monthly return on petrol, which on a RM10 cap it is not. Separately, the Maybank 2 Gold entry claimed the card's advantage was its dual Visa and Mastercard acceptance at petrol stations; the 5% weekend rate is a benefit of the American Express card of the pair, so the stated advantage was the opposite of the real constraint. Sources: CIMB, RHB, Affin Bank and Maybank published card terms, read on 13 September 2026.