BSN (Bank Simpanan Nasional)
BSN Savings Account
Products · Savings Accounts · BSN Savings Account
Best for
First-time savers who want a basic account with RM0 minimum balance and full rural branch access
Rate
0.30%–0.40%p.a.
Pros
- RM0 minimum balance — no dormancy penalty for inactive accounts
- PIDM insured
- Widest rural branch network in Malaysia
- Government-linked — strong institutional trust for first-time savers
Cons
- 0.30–0.40% p.a. — lowest savings rate among listed options
- Digital features limited vs private banks
- Not suitable as a yield-generating account
Full specifications
| Interest Rate | 0.30% – 0.40% p.a. |
| Rate Type | variable |
| Apply Online | Branch Only |
How does BSN Savings Account compare?
See how it stacks up against other savings accounts from Malaysian banks.