Maybank
Maybank Skim Pembiayaan Peribadi-i
Products · Personal Loans · Maybank Skim Pembiayaan Peribadi-i
Best for
Muslim salaried employees wanting Islamic personal financing with Maybank's digital convenience and no processing fee
Rate
6.00%–11.00%p.a.
Min. Income
RM 2,000/mo
Max Tenure
84months
Pros
- No processing fee — same benefit as conventional
- Ibra' rebate on early settlement — no exit penalty
- Shariah-compliant under IFSA 2013
- Full digital application via MAE app
Cons
- Profit rate from 6% flat — not the cheapest Islamic option
- Maximum 7-year tenure — shorter than BSN/MBSB
- Minimum income RM2,000
Full specifications
| Interest Rate | 6.00% – 11.00% p.a. |
| Effective Rate | 10.90% p.a. |
| Rate Type | flat |
| Loan Amount | RM 5,000 – RM 100,000 |
| Tenure | 12 – 84 months |
| Min Income | RM 2,000/month |
| Age | 21 – 60 years |
| Apply Online | Yes |
| Approval Time | ~3 business days |
How does Maybank Skim Pembiayaan Peribadi-i compare?
See how it stacks up against other personal loans from Malaysian banks.
Rates from Maybank, verified 13 Apr 2026. Product details and rates are subject to change — always confirm directly with the bank before applying.