Products · Personal Loans · Maybank Skim Pembiayaan Peribadi-i
Best for
Muslim salaried employees wanting Islamic personal financing with Maybank's digital convenience and no processing fee
Rate
6.50%–8.00%p.a.
Min. Income
RM 3,500/mo
Max Tenure
72months
Pros
- No processing fee — same benefit as conventional
- Ibra' rebate on early settlement — no exit penalty
- Shariah contract: Murabahah via Tawarruq
- Full digital application via MAE app
Cons
- Profit rate 6.5%–8% flat, depending on amount
- Maximum tenure 6 years, against up to 10 years at BSN and MBSB
- Minimum income RM3,500 a month
Full specifications
| Interest Rate | 6.50% – 8.00% p.a. |
| Rate Type | flat |
| Loan Amount | RM 5,000 – RM 100,000 |
| Tenure | 24 – 72 months |
| Min Income | RM 3,500/month |
| Age | 21 – 60 years |
| Apply Online | Yes |
| Approval Time | ~3 business days |
How does Maybank Skim Pembiayaan Peribadi-i compare?
See how it stacks up against other personal loans from Malaysian banks.
Rates from Maybank's official product page, verified 7 Oct 2026. Product details and rates are subject to change — always confirm directly with the bank before applying.