Products · Personal Loans · CIMB Personal Cash Loan
CIMB Bank
CIMB Personal Cash Loan
3.8
Best for
CIMB account holders who need fast same-day approval and flexibility on loan size down to RM2,000
Rate
6.00%–12.00%p.a.
Min. Income
RM 2,000/mo
Max Tenure
84months
Pros
- Fastest approval — 1 business day for existing CIMB customers
- Low minimum loan RM2,000 — useful for small, specific needs
- Higher DSR tolerance (70%) for priority customers
- Fully online application via CIMB Clicks
Cons
- Processing fee 1–2% (unless waived for priority tier)
- Early settlement penalty up to 5% — highest among major banks
- Minimum tenure 2 years — no short-term options
Full specifications
| Interest Rate | 6.00% – 12.00% p.a. |
| Effective Rate | 10.90% p.a. |
| Rate Type | flat |
| Loan Amount | RM 2,000 – RM 100,000 |
| Tenure | 24 – 84 months |
| Min Income | RM 2,000/month |
| Age | 21 – 60 years |
| Apply Online | Yes |
| Approval Time | ~1 business days |
How does CIMB Personal Cash Loan compare?
See how it stacks up against other personal loans from Malaysian banks.
Data sources:
- Rates verified: 13 Apr 2026