CIMB Bank
CIMB Personal Cash Loan
Products · Personal Loans · CIMB Personal Cash Loan
Best for
CIMB account holders who need fast same-day approval and flexibility on loan size down to RM2,000
Rate
6.00%–12.00%p.a.
Min. Income
RM 2,000/mo
Max Tenure
84months
Pros
- Fastest approval — 1 business day for existing CIMB customers
- Low minimum loan RM2,000 — useful for small, specific needs
- Higher DSR tolerance (70%) for priority customers
- Fully online application via CIMB Clicks
Cons
- Processing fee 1–2% (unless waived for priority tier)
- Early settlement penalty up to 5% — highest among major banks
- Minimum tenure 2 years — no short-term options
Full specifications
| Interest Rate | 6.00% – 12.00% p.a. |
| Effective Rate | 10.90% p.a. |
| Rate Type | flat |
| Loan Amount | RM 2,000 – RM 100,000 |
| Tenure | 24 – 84 months |
| Min Income | RM 2,000/month |
| Age | 21 – 60 years |
| Apply Online | Yes |
| Approval Time | ~1 business days |
How does CIMB Personal Cash Loan compare?
See how it stacks up against other personal loans from Malaysian banks.
Rates from CIMB Bank, verified 13 Apr 2026. Product details and rates are subject to change — always confirm directly with the bank before applying.