Products · Personal Loans · CIMB Personal Cash Loan
Best for
Borrowers who want up to RM100,000 with no processing or early settlement fee
Rate
4.38%–19.88%p.a.
Min. Income
RM 2,000/mo
Max Tenure
84months
Pros
- No processing fee and no early settlement fee
- Rates 4.38%–19.88% a year; 4.38% is for CIMB Preferred customers only
- Fully online application via CIMB Clicks
Cons
- Stamp duty of 0.5% of the loan amount
- Minimum tenure 2 years — no short-term options
Full specifications
| Interest Rate | 4.38% – 19.88% p.a. |
| Rate Type | flat |
| Loan Amount | RM 2,000 – RM 100,000 |
| Tenure | 24 – 84 months |
| Min Income | RM 2,000/month |
| Age | 21 – 60 years |
| Apply Online | Yes |
| Approval Time | ~1 business days |
How does CIMB Personal Cash Loan compare?
See how it stacks up against other personal loans from Malaysian banks.
Rates from CIMB Bank's official product page, verified 7 Oct 2026. Product details and rates are subject to change — always confirm directly with the bank before applying.