RM1,000 in January 2010 is worth RM1,384.31 in September 2026 (38.4% higher prices). Enter your own amount and month below to see what your ringgit is worth now, or look ahead.
Source: Department of Statistics Malaysia (DOSM) Consumer Price Index, data as of September 2026. Headline inflation 1.8% year on year in September 2026. Covers January 1980 to September 2026. Compare any two months; the end point is the latest month unless you choose another.
Based on DOSM Consumer Price Index (base year 2010 = 100)
Overall Consumer Price Index (base year 2010 = 100). Higher = more expensive.
Data: DOSM CPI Headline (1980–2026). The chart shows the January reading of each year and the latest month (September 2026). Not seasonally adjusted.
Shows overall inflation across the economy. For your own rate by spending group, see what's my own inflation rate?
Official source, coverage and how this is calculated: see our data methodology →
DOSM's CPI was 99.4 in January 2010 and 137.6 in September 2026. Divide 137.6 by 99.4, then multiply by RM1,000: you get RM1,384.31. That is 38.4% higher prices over 16 years 8 months, so RM1,000 kept as cash since January 2010 now buys only what RM722.38 bought then. From January 1980 to September 2026, prices rose by an average of 2.7% a year (compounded).
Each row compares January of that year with September 2026, the latest month in DOSM's CPI.
| From January | RM100 is worth in September 2026 | Prices up |
|---|---|---|
| 2026 | RM101.40 | 1.4% |
| 2025 | RM102.99 | 3.0% |
| 2024 | RM104.72 | 4.7% |
| 2023 | RM106.25 | 6.3% |
| 2022 | RM110.17 | 10.2% |
| 2021 | RM112.69 | 12.7% |
| 2020 | RM112.42 | 12.4% |
| 2019 | RM114.19 | 14.2% |
| 2018 | RM113.44 | 13.4% |
| 2017 | RM116.51 | 16.5% |
| 2016 | RM120.17 | 20.2% |
| 2015 | RM124.41 | 24.4% |
| 2014 | RM125.66 | 25.7% |
| 2013 | RM129.93 | 29.9% |
| 2012 | RM131.67 | 31.7% |
| 2011 | RM135.17 | 35.2% |
|---|---|---|
| 2010 | RM138.43 | 38.4% |
| 2009 | RM140.41 | 40.4% |
| 2008 | RM145.92 | 45.9% |
| 2007 | RM149.24 | 49.2% |
| 2006 | RM154.09 | 54.1% |
| 2005 | RM159.08 | 59.1% |
| 2004 | RM161.69 | 61.7% |
| 2003 | RM160.94 | 60.9% |
| 2002 | RM167.19 | 67.2% |
| 2001 | RM169.04 | 69.0% |
| 2000 | RM171.57 | 71.6% |
| 1999 | RM174.40 | 74.4% |
| 1998 | RM183.47 | 83.5% |
| 1997 | RM189.79 | 89.8% |
| 1996 | RM195.73 | 95.7% |
| 1995 | RM202.35 | 102.4% |
| 1994 | RM209.44 | 109.4% |
| 1993 | RM217.38 | 117.4% |
| 1992 | RM227.06 | 127.1% |
| 1991 | RM236.83 | 136.8% |
| 1990 | RM245.28 | 145.3% |
| 1989 | RM252.01 | 152.0% |
| 1988 | RM260.61 | 160.6% |
| 1987 | RM264.11 | 164.1% |
| 1986 | RM265.64 | 165.6% |
| 1985 | RM268.75 | 168.7% |
| 1984 | RM268.75 | 168.7% |
| 1983 | RM279.67 | 179.7% |
| 1982 | RM294.02 | 194.0% |
| 1981 | RM316.32 | 216.3% |
| 1980 | RM342.29 | 242.3% |
Read it in either direction: see how much the cost of living has risen since a past year, or gauge how much the purchasing power of cash you hold today will quietly erode if you simply leave it sitting in a low-interest account.
Compare what an account or fund earns with the inflation rate above. Returns are not guaranteed.
The official rate averages everyone's spending. If more of your money goes on food, rent or petrol, your own inflation can be higher or lower. Nothing you set here leaves this page.
Roughly how much of your monthly spending goes on each? Start from an example and adjust it.
Everything else: 12% (uses the official rate of +1.8%)
Your inflation is about 1.9% vs the official 1.8%, mostly because of transport.
Year-on-year change to September 2026, from DOSM's Consumer Price Index by group. The examples are starting points, not official baskets. Your own prices can differ from the national average for each group.
If your savings account earns less than inflation, your real purchasing power falls every year even though the balance goes up. Use the calculator on your own amount and start year to see the gap.
Compare FD rates, ASNB (Amanah Saham), EPF dividends and diversified funds with the latest inflation figure. Returns are not guaranteed. See our FD Rates guide for current savings options.
The OPR is BNM's primary tool for managing inflation and growth. See the OPR Tracker for the current rate.
Headline inflation was 1.8% in September 2026, the change in the Consumer Price Index (CPI) against the same month a year earlier (Department of Statistics Malaysia, DOSM). The calculator reads the same series, so it updates when DOSM publishes a new month.
From January 1980 to September 2026, DOSM's CPI rose by an average of 2.7% a year (compounded). It varies from year to year with fuel prices, subsidy changes and global costs, so the calculator uses the actual recorded CPI for the months you pick, not an assumed rate.
Divide the CPI of the later month by the CPI of the earlier month, and multiply by your amount to get its value in the later month's money. (ratio − 1) × 100 is the percentage change. For example, DOSM's CPI was 99.4 in January 2010 and 137.6 in September 2026, so RM1,000 in January 2010 equals RM1,384.31 in September 2026, a 38.4% rise in prices. The calculator does this for any two months since January 1980, and ends at the latest month by default.
DOSM tracks the Consumer Price Index (CPI): the average price of a fixed basket of goods and services a typical Malaysian household buys, covering food, housing, transport, utilities and more. Inflation is the percentage change in that index over time; when the CPI rises, each ringgit buys a little less.
Because prices generally rise over time while a fixed sum of cash does not. Money left idle in a low-interest account loses real value even though the number in your account never falls. Compare what your savings earn with the inflation rate to see whether you are keeping up.
The main calculator uses overall (headline) inflation across the whole economy. Further down this page, "What's my own inflation rate?" uses DOSM's CPI by group (food and drinks, restaurants and accommodation, housing and utilities, transport and health) and how you split your spending to estimate your personal rate. Group inflation can run higher or lower than the headline number in any given year.
The goal is a return that beats inflation. Compare today's rates on our FD rates and EPF pages with the latest inflation figure above, and remember that cash in a low-interest account is the option most likely to lose real value. Returns on investments are not guaranteed.
Future inflation is unknown, so plan cautiously and test more than one rate. The "Today to the future" tab on this calculator projects an amount forward at a rate you choose. For reference, the recorded average from January 1980 to September 2026 is 2.7% a year and the average over the last 10 years (September 2016 to September 2026) is 1.8% a year; a past average is not a forecast. Costs such as healthcare and education can rise faster than the headline rate.
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