Products · Credit Cards · Best
Best Credit Cards in Malaysia
Our editors' picks for the best credit cards in Malaysia — ranked on real rates, fees, and eligibility. Independent analysis, no paid placement.
Our ranked lists
Best Credit Cards in Malaysia
Ranked on: cashback / rewards rate · annual fee · minimum income requirement
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Best Cashback Credit Cards in Malaysia
Ranked on: cashback rate on eligible categories · monthly cashback cap · annual fee
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Best Islamic Credit Cards in Malaysia
Ranked on: Shariah contract certification · annual fee / service charge · cashback or reward rate
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Top-rated right now
Maybank
Maybank 2 Platinum Cards
Major Bank
Annual Fee
Free
Free
Min Income
RM 5,000/mo
- +Up to 5% cashback on weekend spend — petrol, dining, groceries
- +Annual fee free
- +Higher credit limit tier vs Gold — suited for larger monthly spend
4.5/5
Editor's Pick
CIMB Bank
CIMB PETRONAS Visa Platinum-i Credit Card
Major Bank
Annual Fee
Free
Free
Min Income
RM 2,000/mo
- +Up to 8% cashback at Petronas — excellent rate for a Platinum-tier Islamic card
- +RM2,000/month income threshold — among the most accessible petrol cashback cards in Malaysia
- +Annual fee permanently free — zero cost to hold
4.5/5
Maybank
Maybank 2 Gold Cards
Major Bank
Annual Fee
Free
Free
Min Income
RM 2,500/mo
- +Up to 5% cashback on weekends at petrol, grocery, and dining
- +Annual fee permanently free — no swipe condition
- +Low RM2,500/month income threshold
4.5/5
Editor's Pick
CIMB Bank
CIMB Cash Rebate Platinum Credit Card
Major Bank
Annual Fee
Free
Free
Min Income
RM 2,000/mo
- +Up to 5% cashback on groceries, petrol, cinema, mobile, and utilities when spending RM3,000+/month
- +2% cashback on the same categories for spend below RM3,000/month — still competitive at lower volumes
- +Annual fee permanently free — no swipe condition
4.3/5
CIMB Bank
CIMB Preferred Visa Infinite
Major Bank
Annual Fee
Free
Free
- +Visa Infinite tier — lounge access, travel insurance, and premium Visa benefits
- +Annual fee free as part of CIMB Preferred relationship
- +Exclusive lifestyle and banking perks bundled with Preferred Banking status
4.3/5
RHB Bank
RHB Shell Visa Credit Card-i
Major Bank
Annual Fee
Free
Free*
Min Income
RM 2,000/mo
- +Up to 12% cashback at Shell petrol stations — same rate as the conventional Shell Visa
- +5% cashback on groceries, utilities, overseas spend, and e-wallet top-ups
- +Shariah-compliant (-i) structure — fully halal for Muslim cardholders
4.2/5