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CIMB Cash Rebate Platinum Credit Card vs UOB ONE Card

By money.com.my EditorialUpdated: 26 May 2026
Affiliate disclosure: money.com.my earns a referral fee if you apply via our links. This does not affect our analysis. Our editorial standards

Our verdict

Moderate preference
Best overallCIMB Cash Rebate Platinum Credit Card— 4.3/10 rating(vs. UOB ONE Card)
Lower feesCIMB Cash Rebate Platinum Credit Card— Free annual fee(vs. UOB ONE Card)
Easier to qualifyCIMB Cash Rebate Platinum Credit Card— Min income: RM 2,000/mo(vs. UOB ONE Card)

Side-by-side comparison

Compare
CIMB BankCIMB Cash Rebate Platinum Credit CardEditor's Pick
UOB MalaysiaUOB ONE Card
ProviderCIMB BankUOB Malaysia
Annual FeeFreeFree
Fee WaiverFreeFree*
Interest Rate——
Cashback——
BNM LicensedYesYes
IslamicNoNo
Min IncomeRM 2,000/moRM 3,000/mo
Apply OnlineYesYes
Our Rating4.3/104.0/10
DetailsDetails
CIMB Bank
CIMB Bank
CIMB Cash Rebate Platinum Credit Card

Choose this if you want

Budget-conscious earners who want a free, multi-category cashback card with a low RM2,000/month income requirement

  • ✓Up to 5% cashback on groceries, petrol, cinema, mobile, and utilities when spending RM3,000+/month
  • ✓2% cashback on the same categories for spend below RM3,000/month — still competitive at lower volumes
  • ✓Annual fee permanently free — no swipe condition
UOB Malaysia
UOB Malaysia
UOB ONE Card

Choose this if you want

High cashback across multiple everyday spend categories

  • ✓Up to 10% cashback across dining, online, and groceries
  • ✓Free annual fee with conditions
  • ✓Competitive cashback rates even at lower spend tiers

The bottom line

CIMB Cash Rebate Platinum Credit Card scores higher overall (4.3/10). The right choice depends on your spending habits and income level — use the comparison table above to check the details that matter most to you before applying.

CIMB Bank
CIMB Cash Rebate Platinum Credit Card
View detailsTerms & conditions apply
UOB Malaysia
UOB ONE Card
View detailsTerms & conditions apply
Product details verified from official bank websites. Rates and availability are subject to change — check with the provider before applying.