CIMB Cash Rebate Platinum Credit Card vs UOB ONE Card
By money.com.my EditorialUpdated: 30 July 2026
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Side-by-side comparison
CIMB Bank
CIMB Cash Rebate Platinum Credit Card
Choose this if you want
Budget-conscious earners who want a free, multi-category cashback card with a low RM2,000/month income requirement
- ✓Up to 5% cashback on groceries, petrol, cinema, mobile, and utilities when spending RM3,000+/month
- ✓2% cashback on the same categories for spend below RM3,000/month — still competitive at lower volumes
- ✓Annual fee permanently free — no swipe condition
UOB Malaysia
UOB ONE Card
Choose this if you want
High cashback across multiple everyday spend categories
- ✓Up to 10% cashback across dining, online, and groceries
- ✓Free annual fee with conditions
- ✓Competitive cashback rates even at lower spend tiers
The bottom line
CIMB Cash Rebate Platinum Credit Card scores higher overall (4.3/5). The right choice depends on your spending habits and income level — use the comparison table above to check the details that matter most to you before applying.
Product details verified from official bank websites. Rates and availability are subject to change — check with the provider before applying.