CIMB Cash Rebate Platinum Credit Card vs UOB ONE Card
By money.com.my EditorialUpdated: 18 October 2026
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Side-by-side comparison
| Compare | CIMB BankCIMB Cash Rebate Platinum Credit CardEditor's Pick | UOB MalaysiaUOB ONE Card |
|---|---|---|
| Provider | CIMB Bank | UOB Malaysia |
| Annual Fee | Free | RM 195 |
| Fee Waiver | Free | Waived with RM20,000 spend a year (Platinum) |
| Interest Rate | — | — |
| Cashback | 5% | 10% |
| BNM Licensed | Yes | Yes |
| Islamic | No | No |
| Min Income | RM 2,000/mo | RM 3,000/mo |
| Apply Online | Yes | Yes |
| Our Rating | 4.3/5 | 4.0/5 |
| Details | Details |
CIMB Bank
CIMB Cash Rebate Platinum Credit Card
Choose this if you want
Budget-conscious earners who want a free, multi-category cashback card with a low RM2,000/month income requirement
- ✓Up to 5% cashback on groceries, petrol, cinema, mobile, and utilities when spending RM3,000+/month
- ✓2% cashback on the same categories for spend below RM3,000/month — still competitive at lower volumes
- ✓Annual fee permanently free — no swipe condition
UOB Malaysia
UOB ONE Card
Choose this if you want
High cashback across multiple everyday spend categories
- ✓Up to 10% cashback across dining, online, and groceries
- ✓RM195 annual fee for the Platinum card, waived with RM20,000 spend a year
- ✓Competitive cashback rates even at lower spend tiers
The bottom line
CIMB Cash Rebate Platinum Credit Card scores higher overall (4.3/5). The right choice depends on your spending habits and income level — use the comparison table above to check the details that matter most to you before applying.
Annual fee: checked against the bank's own product page for all 2 products, on 7 Oct 2026. Fee waivers, minimum income, and cashback and points rates were not all confirmed, so check them on the bank's page. Rates and terms can change without notice; confirm with the bank before you apply.