CIMB PETRONAS Visa Platinum-i Credit Card vs RHB Shell Visa Credit Card
By money.com.my EditorialUpdated: 30 July 2026
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Side-by-side comparison
| Compare | CIMB BankCIMB PETRONAS Visa Platinum-i Credit CardEditor's Pick | RHB BankRHB Shell Visa Credit CardEditor's Pick |
|---|---|---|
| Provider | CIMB Bank | RHB Bank |
| Annual Fee | Free | Free |
| Fee Waiver | Free | Free* |
| Interest Rate | — | — |
| Cashback | 8% | 12% |
| BNM Licensed | Yes | Yes |
| Islamic | No | No |
| Min Income | RM 2,000/mo | RM 2,000/mo |
| Apply Online | Yes | Yes |
| Our Rating | 4.5/5 | 4.2/5 |
| Details | Details |
CIMB Bank
CIMB PETRONAS Visa Platinum-i Credit Card
Choose this if you want
Everyday Muslim commuters who refuel at Petronas and want strong Islamic petrol cashback without a high income requirement
- ✓Up to 8% cashback at Petronas — excellent rate for a Platinum-tier Islamic card
- ✓RM2,000/month income threshold — among the most accessible petrol cashback cards in Malaysia
- ✓Annual fee permanently free — zero cost to hold
RHB Bank
RHB Shell Visa Credit Card
Choose this if you want
Maximising petrol savings at Shell stations
- ✓Up to 12% cashback at Shell petrol stations — highest petrol cashback rate in Malaysia for Shell users
- ✓5% cashback on groceries, utilities, overseas spend, and e-wallet top-ups — strong everyday earn rate
- ✓Annual fee waived with just 24 swipes/year (2 per month — easy to achieve)
The bottom line
CIMB PETRONAS Visa Platinum-i Credit Card scores higher overall (4.5/5). The right choice depends on your spending habits and income level — use the comparison table above to check the details that matter most to you before applying.
Product details verified from official bank websites. Rates and availability are subject to change — check with the provider before applying.