CIMB PETRONAS Visa Platinum-i Credit Card vs RHB Shell Visa Credit Card
By money.com.my EditorialUpdated: 18 October 2026
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Side-by-side comparison
| Compare | CIMB BankCIMB PETRONAS Visa Platinum-i Credit CardEditor's Pick | RHB BankRHB Shell Visa Credit Card |
|---|---|---|
| Provider | CIMB Bank | RHB Bank |
| Annual Fee | Free | RM 195 |
| Fee Waiver | Free | First year free; then waived with at least 24 swipes a year |
| Interest Rate | — | — |
| Cashback | 8% | Under review: check the bank's page |
| BNM Licensed | Yes | Yes |
| Islamic | Yes | No |
| Min Income | RM 2,000/mo | RM 2,000/mo |
| Apply Online | Yes | Yes |
| Our Rating | 4.5/5 | 4.2/5 |
| Details | Details |
CIMB Bank
CIMB PETRONAS Visa Platinum-i Credit Card
Choose this if you want
Everyday Muslim commuters who refuel at Petronas and want strong Islamic petrol cashback without a high income requirement
- ✓Up to 8% cashback at Petronas — excellent rate for a Platinum-tier Islamic card
- ✓RM2,000/month income threshold — among the most accessible petrol cashback cards in Malaysia
- ✓Annual fee permanently free — zero cost to hold
RHB Bank
RHB Shell Visa Credit Card
Choose this if you want
Check the earn rate with RHB Bank. Its own page disagrees with our data on this card's cashback categories and caps, so any cashback or points figure below may be out of date.
Maximising petrol savings at Shell stations
- ✓Up to 12% cashback at Shell petrol stations — highest petrol cashback rate in Malaysia for Shell users
- ✓5% cashback on groceries, utilities, overseas spend, and e-wallet top-ups — strong everyday earn rate
- ✓RM195 annual fee: first year free, then waived with at least 24 swipes a year
The bottom line
The bank's own page disputes the earn rate in our data for RHB Shell Visa Credit Card, so we do not pick a winner here until it is corrected. The right choice depends on your spending habits and income level — use the comparison table above to check the details that matter most to you before applying.
Annual fee: checked against the bank's own product page for all 2 products, on 7 Oct 2026. Fee waivers, minimum income, and cashback and points rates were not all confirmed, so check them on the bank's page. Rates and terms can change without notice; confirm with the bank before you apply.