Trends

The long view

Some money decisions only make sense once you've seen the whole cycle. Here's how Malaysia's key numbers — the OPR, fixed deposit rates, and more — have actually moved over the years, charted from real Bank Negara and DOSM data and explained in plain English.

The OPR over the cycle: from a pandemic low of 1.75% to a 2.75% hold

Bank Negara's policy rate tells the story of the last six years in one line — crash, recovery, and the careful step back down. Here's the whole cycle, and what each move did to your money.