Products · Fixed Deposits · Best
Best Fixed Deposits in Malaysia
Our editors' picks for the best fixed deposits in Malaysia — ranked on real rates, fees, and eligibility. Independent analysis, no paid placement.
Our ranked lists
Top-rated right now
Alliance Bank
Alliance Bank e-FD
Licensed Bank
Rate
2.90% – 3.25%p.a.
- +12-month rate at 3.25% — among the higher published rates for conventional banks
- +PIDM insured
- +Online and app placement — no branch required
3.9/5
Maybank
Maybank Fixed Deposit-i
Major Bankshariah
Rate
2.85% – 3.10%p.a.
- +Same profit rate as conventional FD — no penalty for choosing Islamic
- +PIDM insured
- +Tawarruq contract — fully Shariah-compliant
3.8/5
Maybank
Maybank Fixed Deposit
Major Bank
Rate
2.85% – 3.10%p.a.
- +12-month rate competitive at 3.10% p.a.
- +PIDM insured up to RM250,000 per depositor
- +Easy rollover — auto-renew on maturity
3.8/5
Public Bank
Public Bank Fixed Deposit
Major Bank
Rate
2.80% – 3.05%p.a.
- +RM500 minimum deposit — lower than most peers
- +PIDM insured
- +One of Malaysia's most trusted banks
3.7/5
CIMB Bank
CIMB Fixed Deposit
Major Bank
Rate
2.85% – 3.10%p.a.
- +Competitive 3.10% p.a. at 12 months
- +PIDM insured
- +Seamless placement in CIMB OCTO app — no branch needed
3.7/5
Hong Leong Bank
HLB e-FD
Major Bank
Rate
2.80% – 3.05%p.a.
- +PIDM insured
- +HLB Connect app placement
- +Good for HLB mortgage holders who want to consolidate banking
3.6/5