Products · Fixed Deposits · Best
Best Fixed Deposits in Malaysia
Our editors' picks for the best fixed deposits in Malaysia — ranked on rates, fees, and eligibility. Independent analysis, no paid placement.
Our ranked lists
Top-rated right now
Alliance Bank
Alliance Bank e-FD
Licensed Bank
Rate
2.10% – 2.45%p.a.
- +Board rates 2.10%–2.45% p.a.
- +PIDM insured
- +Online and app placement — no branch required
3.9/5
Maybank
Maybank Fixed Deposit
Major Bank
Rate
1.75% – 2.05%p.a.
- +Board rates 1.75%–2.05% p.a.
- +PIDM insured up to RM250,000 per depositor
- +Easy rollover — auto-renew on maturity
3.8/5
Maybank
Maybank Fixed Deposit-i
IslamicMajor Bankshariah
Rate
1.75% – 2.05%p.a.
- +Same profit rate as conventional FD — no penalty for choosing Islamic
- +PIDM insured
- +Tawarruq contract — fully Shariah-compliant
3.8/5
CIMB Bank
CIMB Fixed Deposit
Major Bank
Rate
1.75% – 2.05%p.a.
- +Board rates 1.75%–2.05% p.a.
- +PIDM insured
- +Seamless placement in CIMB OCTO app — no branch needed
3.7/5
Public Bank
Public Bank Fixed Deposit
Major Bank
Rate
1.65% – 1.80%p.a.
- +RM1,000 minimum (RM5,000 for 1-month deposits)
- +PIDM insured
- +One of Malaysia's most trusted banks
3.7/5
AmBank
AmBank Fixed Deposit
Major Bank
Rate
1.65% – 2.00%p.a.
- +Board rates 1.65%–2.00% p.a.
- +PIDM insured
- +AmOnline placement available
3.6/5