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Public Bank Fixed Deposit vs Maybank Fixed Deposit

By money.com.my EditorialUpdated: 26 May 2026
Affiliate disclosure: money.com.my earns a referral fee if you apply via our links. This does not affect our analysis. Our editorial standards

Our verdict

Close call
Best overallMaybank Fixed Deposit— 3.8/10 rating(vs. Public Bank Fixed Deposit)

Side-by-side comparison

Compare
Public BankPublic Bank Fixed Deposit
MaybankMaybank Fixed Deposit
ProviderPublic BankMaybank
Rate2.80% – 3.05%2.85% – 3.10%
Tenure1 – 12 months1 – 12 months
BNM LicensedYesYes
IslamicNoNo
Min Income——
Apply OnlineYesYes
Our Rating3.7/103.8/10
DetailsDetails
Public Bank
Public Bank
Public Bank Fixed Deposit

Choose this if you want

Savers who want a lower entry deposit (RM500 minimum) without compromising on bank safety

  • ✓RM500 minimum deposit — lower than most peers
  • ✓PIDM insured
  • ✓One of Malaysia's most trusted banks
Maybank
Maybank
Maybank Fixed Deposit

Choose this if you want

Savers who want a reliable 12-month FD from Malaysia's largest bank with PIDM protection

  • ✓12-month rate competitive at 3.10% p.a.
  • ✓PIDM insured up to RM250,000 per depositor
  • ✓Easy rollover — auto-renew on maturity

The bottom line

Maybank Fixed Deposit scores higher overall (3.8/10). The right choice depends on your spending habits and income level — use the comparison table above to check the details that matter most to you before applying.

Public Bank
Public Bank Fixed Deposit
View detailsTerms & conditions apply
Maybank
Maybank Fixed Deposit
View detailsTerms & conditions apply
Product details verified from official bank websites. Rates and availability are subject to change — check with the provider before applying.