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Maybank Fixed Deposit vs CIMB Fixed Deposit

By money.com.my EditorialUpdated: 26 May 2026
Affiliate disclosure: money.com.my earns a referral fee if you apply via our links. This does not affect our analysis. Our editorial standards

Our verdict

Close call
Best overallMaybank Fixed Deposit— 3.8/10 rating(vs. CIMB Fixed Deposit)

Side-by-side comparison

Compare
MaybankMaybank Fixed Deposit
CIMB BankCIMB Fixed Deposit
ProviderMaybankCIMB Bank
Rate2.85% – 3.10%2.85% – 3.10%
Tenure1 – 12 months1 – 12 months
BNM LicensedYesYes
IslamicNoNo
Min Income——
Apply OnlineYesYes
Our Rating3.8/103.7/10
DetailsDetails
Maybank
Maybank
Maybank Fixed Deposit

Choose this if you want

Savers who want a reliable 12-month FD from Malaysia's largest bank with PIDM protection

  • ✓12-month rate competitive at 3.10% p.a.
  • ✓PIDM insured up to RM250,000 per depositor
  • ✓Easy rollover — auto-renew on maturity
CIMB Bank
CIMB Bank
CIMB Fixed Deposit

Choose this if you want

Existing CIMB customers who want to place FD easily via CIMB Clicks or CIMB OCTO app

  • ✓Competitive 3.10% p.a. at 12 months
  • ✓PIDM insured
  • ✓Seamless placement in CIMB OCTO app — no branch needed

The bottom line

Maybank Fixed Deposit scores higher overall (3.8/10). The right choice depends on your spending habits and income level — use the comparison table above to check the details that matter most to you before applying.

Maybank
Maybank Fixed Deposit
View detailsTerms & conditions apply
CIMB Bank
CIMB Fixed Deposit
View detailsTerms & conditions apply
Product details verified from official bank websites. Rates and availability are subject to change — check with the provider before applying.