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Maybank 2 Platinum Cards vs Maybank 2 Gold Cards

By money.com.my EditorialUpdated: 26 May 2026
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Our verdict

Tie
Best overallMaybank 2 Platinum Cards— 4.5/10 rating(vs. Maybank 2 Gold Cards)
Lower feesMaybank 2 Platinum Cards— Free annual fee(vs. Maybank 2 Gold Cards)
Easier to qualifyMaybank 2 Gold Cards— Min income: RM 2,500/mo(vs. Maybank 2 Platinum Cards)

Side-by-side comparison

Compare
MaybankMaybank 2 Platinum Cards
MaybankMaybank 2 Gold Cards
ProviderMaybankMaybank
Annual FeeFreeFree
Fee WaiverFreeFree
Interest Rate——
Cashback——
BNM LicensedYesYes
IslamicNoNo
Min IncomeRM 5,000/moRM 2,500/mo
Apply OnlineYesYes
Our Rating4.5/104.5/10
DetailsDetails
Maybank
Maybank
Maybank 2 Platinum Cards

Choose this if you want

Mid-income earners who want higher credit limits and weekend cashback without an annual fee

  • ✓Up to 5% cashback on weekend spend — petrol, dining, groceries
  • ✓Annual fee free
  • ✓Higher credit limit tier vs Gold — suited for larger monthly spend
Maybank
Maybank
Maybank 2 Gold Cards

Choose this if you want

Salaried earners who want a free, zero-fuss cashback card for weekend spending

  • ✓Up to 5% cashback on weekends at petrol, grocery, and dining
  • ✓Annual fee permanently free — no swipe condition
  • ✓Low RM2,500/month income threshold

The bottom line

Maybank 2 Platinum Cards scores higher overall (4.5/10). The right choice depends on your spending habits and income level — use the comparison table above to check the details that matter most to you before applying.

Maybank
Maybank 2 Platinum Cards
View detailsTerms & conditions apply
Maybank
Maybank 2 Gold Cards
View detailsTerms & conditions apply
Product details verified from official bank websites. Rates and availability are subject to change — check with the provider before applying.