
Choose this if you want
Mid-income earners who want higher credit limits and weekend cashback without an annual fee

Choose this if you want
Salaried earners who want a free, zero-fuss cashback card for weekend spending
These two score the same overall, so neither is our pick. The right choice depends on your spending habits and income level — use the comparison table above to check the details that matter most to you before applying.
Annual fee: checked against the bank's own product page for all 2 products, on 7 Oct 2026. Fee waivers, minimum income, and cashback and points rates were not all confirmed, so check them on the bank's page. Rates and terms can change without notice; confirm with the bank before you apply.