Alliance Bank e-FD vs HLB e-FD
By money.com.my EditorialUpdated: 30 July 2026
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Side-by-side comparison
Alliance Bank
Alliance Bank e-FD
Choose this if you want
Savers comfortable placing FD online who want a slightly higher rate than the Big 3 banks
- ✓12-month rate at 3.25% — among the higher published rates for conventional banks
- ✓PIDM insured
- ✓Online and app placement — no branch required
Hong Leong Bank
HLB e-FD
Choose this if you want
HLB ConnectFirst customers who want to consolidate savings and FD with one bank
- ✓PIDM insured
- ✓HLB Connect app placement
- ✓Good for HLB mortgage holders who want to consolidate banking
The bottom line
Alliance Bank e-FD scores higher overall (3.9/5). The right choice depends on your spending habits and income level — use the comparison table above to check the details that matter most to you before applying.
Product details verified from official bank websites. Rates and availability are subject to change — check with the provider before applying.