money.com.my
Home · Products · Alliance Bank e-FD vs HLB e-FD

Alliance Bank e-FD vs HLB e-FD

By money.com.my EditorialUpdated: 26 May 2026
Affiliate disclosure: money.com.my earns a referral fee if you apply via our links. This does not affect our analysis. Our editorial standards

Our verdict

Moderate preference
Best overallAlliance Bank e-FD— 3.9/10 rating(vs. HLB e-FD)

Side-by-side comparison

Compare
Alliance BankAlliance Bank e-FD
Hong Leong BankHLB e-FD
ProviderAlliance BankHong Leong Bank
Rate2.90% – 3.25%2.80% – 3.05%
Tenure1 – 12 months1 – 12 months
BNM LicensedYesYes
IslamicNoNo
Min Income——
Apply OnlineYesYes
Our Rating3.9/103.6/10
DetailsDetails
Alliance Bank
Alliance Bank
Alliance Bank e-FD

Choose this if you want

Savers comfortable placing FD online who want a slightly higher rate than the Big 3 banks

  • ✓12-month rate at 3.25% — among the higher published rates for conventional banks
  • ✓PIDM insured
  • ✓Online and app placement — no branch required
Hong Leong Bank
Hong Leong Bank
HLB e-FD

Choose this if you want

HLB ConnectFirst customers who want to consolidate savings and FD with one bank

  • ✓PIDM insured
  • ✓HLB Connect app placement
  • ✓Good for HLB mortgage holders who want to consolidate banking

The bottom line

Alliance Bank e-FD scores higher overall (3.9/10). The right choice depends on your spending habits and income level — use the comparison table above to check the details that matter most to you before applying.

Alliance Bank
Alliance Bank e-FD
View detailsTerms & conditions apply
Hong Leong Bank
HLB e-FD
View detailsTerms & conditions apply
Product details verified from official bank websites. Rates and availability are subject to change — check with the provider before applying.