Alliance Bank e-FD vs HLB e-FD
By money.com.my EditorialUpdated: 18 October 2026
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Side-by-side comparison
Alliance Bank
Alliance Bank e-FD
Choose this if you want
Savers comfortable placing FD online who want a slightly higher rate than the Big 3 banks
- ✓Board rates 2.10%–2.45% p.a.
- ✓PIDM insured
- ✓Online and app placement — no branch required
Hong Leong Bank
HLB e-FD
Choose this if you want
HLB ConnectFirst customers who want to consolidate savings and FD with one bank
- ✓PIDM insured
- ✓HLB Connect app placement
- ✓Good for HLB mortgage holders who want to consolidate banking
The bottom line
Alliance Bank e-FD scores higher overall (3.9/5). The right choice depends on your spending habits and income level — use the comparison table above to check the details that matter most to you before applying.
Rates and minimum deposit: checked against the bank's own product page for all 2 products, on 7 Oct 2026. Rates and terms can change without notice; confirm with the bank before you apply.