Hong Leong Personal Loan vs RHB Personal Loan
By money.com.my EditorialUpdated: 18 October 2026
No paid links on this page. money.com.my earns nothing if you apply for any product listed here — every link goes to the provider’s own site. The analysis is based on published rates and terms. Our editorial standards
Side-by-side comparison
| Compare | Hong Leong BankHong Leong Personal Loan | RHB BankRHB Personal Loan |
|---|---|---|
| Provider | Hong Leong Bank | RHB Bank |
| Interest Rate | From 8.50% p.a. | From 7.62% p.a. |
| Rate Type | flat | variable |
| Loan Amount | RM 5,000 – RM 250,000 | RM 2,000 – RM 150,000 |
| Tenure | Up to 60 months | Up to 84 months |
| BNM Licensed | Yes | Yes |
| Islamic | No | No |
| Min Income | RM 2,000/mo | RM 2,000/mo |
| Apply Online | Yes | Yes |
| Our Rating | 3.5/5 | 3.7/5 |
| Details | Details |
Hong Leong Bank
Hong Leong Personal Loan
Choose this if you want
HLB account holders needing a mid-to-large personal loan with no processing fee and a straightforward application
- ✓No processing fee — saves several hundred ringgit upfront
- ✓Loans up to RM250,000
- ✓Online application available
RHB Bank
RHB Personal Loan
Choose this if you want
Private sector employees who want up to RM150,000 with no exit fee for early settlement
- ✓High loan ceiling up to RM150,000
- ✓On-the-spot approval and disbursement
- ✓No exit fee if you settle early
The bottom line
RHB Personal Loan scores higher overall (3.7/5). The right choice depends on your spending habits and income level — use the comparison table above to check the details that matter most to you before applying.
Rates, maximum loan amount, tenure and minimum income: checked against the bank's own product page for 1 of these 2 products, on 7 Oct 2026. The other 1 has no such check in our data, so confirm its figures on the bank's page. Rates and terms can change without notice; confirm with the bank before you apply.