Hong Leong Personal Loan vs RHB Personal Loan
By money.com.my EditorialUpdated: 26 May 2026
Affiliate disclosure: money.com.my earns a referral fee if you apply via our links. This does not affect our analysis. Our editorial standards
Side-by-side comparison
| Compare | Hong Leong BankHong Leong Personal Loan | RHB BankRHB Personal Loan |
|---|---|---|
| Provider | Hong Leong Bank | RHB Bank |
| Interest Rate | From 7.00% p.a. | From 6.50% p.a. |
| Rate Type | flat | flat |
| Loan Amount | RM 10,000 – RM 150,000 | RM 2,000 – RM 150,000 |
| Tenure | Up to 60 months | Up to 84 months |
| Approval Time | ~3 days | ~2 days |
| BNM Licensed | Yes | Yes |
| Islamic | No | No |
| Min Income | RM 2,500/mo | RM 2,000/mo |
| Apply Online | Yes | Yes |
| Our Rating | 3.5/10 | 3.7/10 |
| Details | Details |
Hong Leong Bank
Hong Leong Personal Loan
Choose this if you want
HLB account holders needing a mid-to-large personal loan with no processing fee and a straightforward application
- ✓No processing fee — saves several hundred ringgit upfront
- ✓High loan ceiling up to RM150,000
- ✓Online application available
RHB Bank
RHB Personal Loan
Choose this if you want
Private sector employees wanting a competitive personal loan with a high ceiling and straightforward online application
- ✓Competitive floor rate (6.5% flat) among private-sector-focused banks
- ✓High loan ceiling up to RM150,000
- ✓Online application with 2-day approval
The bottom line
RHB Personal Loan scores higher overall (3.7/10). The right choice depends on your spending habits and income level — use the comparison table above to check the details that matter most to you before applying.
Product details verified from official bank websites. Rates and availability are subject to change — check with the provider before applying.