Products · Personal Loans · RHB Personal Loan
Best for
Private-sector employees aged 21 to 55 who want to borrow up to RM150,000 over up to 7 years
From
7.62%p.a.
Max Tenure
84months
Pros
- Borrow RM2,000 to RM150,000 over 2 to 7 years
- Flat rate equivalent from 7.62% a year (14.00% a year effective, variable)
- No exit fee if you settle early
Cons
- 7.62% flat (14.00% a year effective) is the lowest rate on RHB's page; the rate you get depends on your profile and the amount
- Variable rate, so the instalment can change
- Private sector only, aged 21 to 55
- RHB lists separate repayment tables for board rates and promo rates, with and without insurance, so what you pay depends on which applies
- Needs your latest salary slip, bank statement, 12 months of EPF statements and latest tax form (Form B/BE)
Full specifications
| Interest Rate | From 7.62% p.a. |
| Rate Type | variable |
| Loan Amount | RM 2,000 – RM 150,000 |
| Tenure | 24 – 84 months |
| Age | 21 – 55 years |
| Apply Online | Yes |
How does RHB Personal Loan compare?
See how it stacks up against other personal loans from Malaysian banks.
Source: RHB Bank's official product page. Rates, maximum loan amount, tenure and minimum income checked against it on 28 Oct 2026. Product details and rates are subject to change — always confirm directly with the bank before applying.