RHB Bank
RHB Personal Loan
Products · Personal Loans · RHB Personal Loan
Best for
Private sector employees wanting a competitive personal loan with a high ceiling and straightforward online application
Rate
6.50%–11.00%p.a.
Min. Income
RM 2,000/mo
Max Tenure
84months
Pros
- Competitive floor rate (6.5% flat) among private-sector-focused banks
- High loan ceiling up to RM150,000
- Online application with 2-day approval
- 1% processing fee — transparent and standard across tiers
Cons
- Floor rate 6.5% — slightly higher than Maybank and CIMB at their best rates
- Minimum 2-year tenure
- Best rates require strong CCRIS profile and RHB panel employer status
Full specifications
| Interest Rate | 6.50% – 11.00% p.a. |
| Effective Rate | 11.80% p.a. |
| Rate Type | flat |
| Loan Amount | RM 2,000 – RM 150,000 |
| Tenure | 24 – 84 months |
| Min Income | RM 2,000/month |
| Age | 21 – 60 years |
| Apply Online | Yes |
| Approval Time | ~2 business days |
How does RHB Personal Loan compare?
See how it stacks up against other personal loans from Malaysian banks.
Rates from RHB Bank, verified 13 Apr 2026. Product details and rates are subject to change — always confirm directly with the bank before applying.