Products · Personal Loans · RHB Personal Loan
RHB Bank
RHB Personal Loan
3.7
Best for
Private sector employees wanting a competitive personal loan with a high ceiling and straightforward online application
Rate
6.50%–11.00%p.a.
Min. Income
RM 2,000/mo
Max Tenure
84months
Pros
- Competitive floor rate (6.5% flat) among private-sector-focused banks
- High loan ceiling up to RM150,000
- Online application with 2-day approval
- 1% processing fee — transparent and standard across tiers
Cons
- Floor rate 6.5% — slightly higher than Maybank and CIMB at their best rates
- Minimum 2-year tenure
- Best rates require strong CCRIS profile and RHB panel employer status
Full specifications
| Interest Rate | 6.50% – 11.00% p.a. |
| Effective Rate | 11.80% p.a. |
| Rate Type | flat |
| Loan Amount | RM 2,000 – RM 150,000 |
| Tenure | 24 – 84 months |
| Min Income | RM 2,000/month |
| Age | 21 – 60 years |
| Apply Online | Yes |
| Approval Time | ~2 business days |
How does RHB Personal Loan compare?
See how it stacks up against other personal loans from Malaysian banks.
Data sources:
- Rates verified: 13 Apr 2026