Products · Personal Loans · Hong Leong Personal Loan
Hong Leong Bank
Hong Leong Personal Loan
3.5
Best for
HLB account holders needing a mid-to-large personal loan with no processing fee and a straightforward application
Rate
7.00%–12.00%p.a.
Min. Income
RM 2,500/mo
Max Tenure
60months
Pros
- No processing fee — saves several hundred ringgit upfront
- High loan ceiling up to RM150,000
- Online application available
- Competitive for existing HLB priority banking customers
Cons
- Higher minimum income (RM2,500) — more restrictive than most competitors
- Shorter maximum tenure (5 years) — higher monthly instalments than 7-year products
- Floor rate 7% flat — not the market cheapest
- Higher minimum loan RM10,000 — unsuitable for small borrowing needs
Full specifications
| Interest Rate | 7.00% – 12.00% p.a. |
| Effective Rate | 12.70% p.a. |
| Rate Type | flat |
| Loan Amount | RM 10,000 – RM 150,000 |
| Tenure | 24 – 60 months |
| Min Income | RM 2,500/month |
| Age | 21 – 60 years |
| Apply Online | Yes |
| Approval Time | ~3 business days |
How does Hong Leong Personal Loan compare?
See how it stacks up against other personal loans from Malaysian banks.
Data sources:
- Rates verified: 13 Apr 2026