Hong Leong Bank
Hong Leong Personal Loan
Products · Personal Loans · Hong Leong Personal Loan
Best for
HLB account holders needing a mid-to-large personal loan with no processing fee and a straightforward application
Rate
7.00%–12.00%p.a.
Min. Income
RM 2,500/mo
Max Tenure
60months
Pros
- No processing fee — saves several hundred ringgit upfront
- High loan ceiling up to RM150,000
- Online application available
- Competitive for existing HLB priority banking customers
Cons
- Higher minimum income (RM2,500) — more restrictive than most competitors
- Shorter maximum tenure (5 years) — higher monthly instalments than 7-year products
- Floor rate 7% flat — not the market cheapest
- Higher minimum loan RM10,000 — unsuitable for small borrowing needs
Full specifications
| Interest Rate | 7.00% – 12.00% p.a. |
| Effective Rate | 12.70% p.a. |
| Rate Type | flat |
| Loan Amount | RM 10,000 – RM 150,000 |
| Tenure | 24 – 60 months |
| Min Income | RM 2,500/month |
| Age | 21 – 60 years |
| Apply Online | Yes |
| Approval Time | ~3 business days |
How does Hong Leong Personal Loan compare?
See how it stacks up against other personal loans from Malaysian banks.
Rates from Hong Leong Bank, verified 13 Apr 2026. Product details and rates are subject to change — always confirm directly with the bank before applying.