Products · Personal Loans · Hong Leong Personal Loan
Best for
HLB account holders needing a mid-to-large personal loan with no processing fee and a straightforward application
Rate
8.50%–10.50%p.a.
Min. Income
RM 2,000/mo
Max Tenure
60months
Pros
- No processing fee — saves several hundred ringgit upfront
- Loans up to RM250,000
- Online application available
- Competitive for existing HLB priority banking customers
Cons
- Minimum income RM2,000 a month (RM24,000 a year)
- Shorter maximum tenure (5 years) — higher monthly instalments than 7-year products
- Flat rate 8.5% if paid into an HLB account, 10.5% if not
- Minimum loan RM5,000
Full specifications
| Interest Rate | 8.50% – 10.50% p.a. |
| Rate Type | flat |
| Loan Amount | RM 5,000 – RM 250,000 |
| Tenure | 24 – 60 months |
| Min Income | RM 2,000/month |
| Age | 21 – 60 years |
| Apply Online | Yes |
| Approval Time | ~3 business days |
How does Hong Leong Personal Loan compare?
See how it stacks up against other personal loans from Malaysian banks.
Rates from Hong Leong Bank's official product page, verified 7 Oct 2026. Product details and rates are subject to change — always confirm directly with the bank before applying.