CIMB Personal Cash Loan vs Maybank Personal Loan
By money.com.my EditorialUpdated: 18 October 2026
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Side-by-side comparison
| Compare | CIMB BankCIMB Personal Cash Loan | MaybankMaybank Personal Loan |
|---|---|---|
| Provider | CIMB Bank | Maybank |
| Interest Rate | From 4.38% p.a. | From 6.50% p.a. |
| Rate Type | flat | flat |
| Loan Amount | RM 2,000 – RM 100,000 | RM 5,000 – RM 100,000 |
| Tenure | Up to 84 months | Up to 72 months |
| BNM Licensed | Yes | Yes |
| Islamic | No | No |
| Min Income | RM 2,000/mo | RM 3,500/mo |
| Apply Online | Yes | Yes |
| Our Rating | 3.8/5 | 3.9/5 |
| Details | Details |
CIMB Bank
CIMB Personal Cash Loan
Choose this if you want
Borrowers who want up to RM100,000 with no processing or early settlement fee
- ✓No processing fee and no early settlement fee
- ✓Rates 4.38%–19.88% a year; 4.38% is for CIMB Preferred customers only
- ✓Fully online application via CIMB Clicks
Maybank
Maybank Personal Loan
Choose this if you want
Salaried employees who bank with Maybank and want a quick digital personal loan with no processing fee
- ✓No processing fee and no early settlement fee
- ✓Fast digital approval via MAE app (minutes for existing Maybank customers)
- ✓Large loan ceiling RM100,000
The bottom line
Maybank Personal Loan scores higher overall (3.9/5). The right choice depends on your spending habits and income level — use the comparison table above to check the details that matter most to you before applying.
Rates, maximum loan amount, tenure and minimum income: checked against the bank's own product page for all 2 products, on 7 Oct 2026. Rates and terms can change without notice; confirm with the bank before you apply.