Maybank
Maybank Personal Loan
Products · Personal Loans · Maybank Personal Loan
Best for
Salaried employees who bank with Maybank and want a quick digital personal loan with no processing fee
Rate
6.00%–11.00%p.a.
Min. Income
RM 2,000/mo
Max Tenure
84months
Pros
- No processing fee for most applicants — saves RM500–RM1,000 upfront
- Fast digital approval via MAE app (minutes for existing Maybank customers)
- Large loan ceiling RM100,000
- Wide branch network for non-digital applications
Cons
- Flat rate from 6% — higher than BSN/MBSB for comparable profiles
- Maximum tenure 7 years vs 10 years at BSN
- Minimum income RM2,000 — excludes lower-income earners
Full specifications
| Interest Rate | 6.00% – 11.00% p.a. |
| Effective Rate | 10.90% p.a. |
| Rate Type | flat |
| Loan Amount | RM 5,000 – RM 100,000 |
| Tenure | 12 – 84 months |
| Min Income | RM 2,000/month |
| Age | 21 – 60 years |
| Apply Online | Yes |
| Approval Time | ~3 business days |
How does Maybank Personal Loan compare?
See how it stacks up against other personal loans from Malaysian banks.
Rates from Maybank, verified 13 Apr 2026. Product details and rates are subject to change — always confirm directly with the bank before applying.