Products · Personal Loans · Maybank Personal Loan
Maybank
Maybank Personal Loan
3.9
Best for
Salaried employees who bank with Maybank and want a quick digital personal loan with no processing fee
Rate
6.00%–11.00%p.a.
Min. Income
RM 2,000/mo
Max Tenure
84months
Pros
- No processing fee for most applicants — saves RM500–RM1,000 upfront
- Fast digital approval via MAE app (minutes for existing Maybank customers)
- Large loan ceiling RM100,000
- Wide branch network for non-digital applications
Cons
- Flat rate from 6% — higher than BSN/MBSB for comparable profiles
- Maximum tenure 7 years vs 10 years at BSN
- Minimum income RM2,000 — excludes lower-income earners
Full specifications
| Interest Rate | 6.00% – 11.00% p.a. |
| Effective Rate | 10.90% p.a. |
| Rate Type | flat |
| Loan Amount | RM 5,000 – RM 100,000 |
| Tenure | 12 – 84 months |
| Min Income | RM 2,000/month |
| Age | 21 – 60 years |
| Apply Online | Yes |
| Approval Time | ~3 business days |
How does Maybank Personal Loan compare?
See how it stacks up against other personal loans from Malaysian banks.
Data sources:
- Rates verified: 13 Apr 2026