SOCSO and EIS Malaysia: Complete Guide to Your Benefits and How to Claim

Most Malaysian employees have been paying into SOCSO and EIS every month since their first payslip. Ask them what they're actually covered for, and most can't answer. Ask them how to make a claim, and almost none can.

SOCSO — the Social Security Organisation, now officially called PERKESO (Pertubuhan Keselamatan Sosial) — covers private-sector workers in Malaysia. EIS (the Employment Insurance System) sits alongside it, specifically covering income replacement if you lose your job through retrenchment. Together, they form the bedrock of Malaysia's social safety net for employees.

Last updated 17 October 2026 · money.com.my Editorial

This guide tells you exactly what you're covered for, what your contributions are, and what to do when you actually need to use these schemes.

What is the difference between SOCSO and EIS?#

They appear on the same payslip line, but they are separate schemes with different purposes.

SOCSO (Employment Injury Scheme + Invalidity Scheme + LINDUNG 24 Jam)

SOCSO covers three categories of risk:

1. Employment Injury Scheme — Covers you if you are injured at work, during your commute to or from work, or develop an occupational disease linked to your job. Think factory floor accidents, chemical exposure, construction site falls.

2. Invalidity Scheme — Covers you if you become permanently disabled and unable to work, from any cause — not just work-related. A car accident on a weekend, a stroke, severe mental illness. If the condition prevents you from earning a living, the Invalidity Scheme applies.

3. LINDUNG 24 Jam (non-employment injury) — Added from 1 June 2026 under the Employees' Social Security (Amendment) Act 2026 (Act A1788). It covers injuries that do not happen at work. Only the employee pays for it, and since 8 July 2026 it has been voluntary for local employees (see the contribution section below for how the opt-out works). It is mandatory for foreign workers.

EIS (Employment Insurance System)

EIS was introduced in 2018 under the Employment Insurance System Act 2017. It has one specific purpose: replacing a portion of your income if you lose your job through retrenchment, redundancy, or employer closure. It also funds retraining and job placement services through SPA (Skills & Placement Assistance).

The key difference: SOCSO protects against injury and disability while you are employed. EIS protects against the loss of employment itself.

Who is covered by SOCSO and EIS, and who is not?#

Covered by both SOCSO and EIS#

• Private-sector employees earning wages under a contract of service
• Local domestic workers (Malaysian citizens, permanent residents and temporary residents), covered under both Act 4 and Act 800 since 1 June 2021 (PERKESO Employer Circular No. 5 Year 2021 and its "Social Security Protection For Domestic Workers" flyer). The circular's conditions for all domestic workers, local and foreign, are that the employer "must be an individual and NOT of any trade, business or profession including corporation, partnership, or sole proprietorship" and that the worker is employed "exclusively in the work or in connection with work of a private dwelling house" and not of any trade, business or profession carried out there. It excludes the employer's close relatives (para 7.1: the coverage extension "NOT INCLUDE close relatives who are a spouse; a child including an adopted child and a stepchild; a parent, a sibling or a grandparent including an adopted parent, an adopted sibling and an adopted grandparent, and a step-parent, a step-sibling and a step-grandparent; a parent-in-law, a son-in-law or a daughter-in-law including an adopted parent-in-law, an adopted son-in-law and an adopted daughter-in-law, and a step-parent-in-law, a step-son-in-law and a step-daughter-in-law; and a sibling-in-law")
• Apprentices and trainees under a contract

Covered by SOCSO only (not EIS)#

• Foreign domestic workers (e.g. housekeepers, gardeners and drivers employed at a private residence) — PERKESO Employer Circular No. 5 Year 2021 says the Employment Injury Scheme "is extended to domestic workers who are Malaysian citizens, Permanent Residents (PR), Temporary Residents (TR) and foreign citizens", while the Invalidity Scheme and EIS are extended only to domestic workers "who are Malaysian citizens, PR and TR". The same individual-employer, private-dwelling and close-relative conditions apply (see above), and para 7.2 adds that "foreign employers who employ foreign domestic workers are NOT ELIGIBLE to register and contribute to SOCSO"
• Employees first employed at age 55 or over with no earlier SOCSO contributions — they are placed in the second category (no invalidity cover; see the rates below). EIS also does not apply to someone aged 57 or over with no earlier EIS contributions
• Employees aged 60 and above — exempt from EIS contributions; SOCSO Employment Injury Scheme still applies. At 60 and over the employee pays 0.75% for LINDUNG 24 Jam (nil if opted out) and the employer pays 1.25%

NOT covered by either scheme#

• Government servants on the pensionable scheme — this guide has said they are covered by the PDRM/ATM pension or KWAP instead; we did not re-check the exclusion in Act 4 on 17 October

Foreign workers#

Foreign workers are covered by SOCSO under the Employees' Social Security Act 1969 (Act 4), and LINDUNG 24 Jam is mandatory for them. This guide has not re-checked how EIS and the other schemes apply to foreign workers.

Voluntary SOCSO Coverage#

Self-employed people are covered under the Self-Employment Social Security Act 2017 (Act 789, LINDUNG Kendiri, also called SKSPS). The Act covers the self-employment activities listed in its First Schedule; since 1 October 2021 that includes carriage and delivery of goods or food (P.U.(A) 371/2021), whose contributors choose one of four insured monthly earnings levels and pay RM157.20, RM232.80, RM442.80 or RM592.80 for twelve consecutive months, that is RM13.10, RM19.40, RM36.90 or RM49.40 a month (P.U.(A) 372/2021), about 1.25% of the insured earnings. The Budget 2027 annex (Lampiran 9) says mandatory contributions apply in three sectors (passenger transport, goods or food transport, and hawkers) and that 17 further sectors are non-mandatory, and proposes tax relief for both from YA2027, which is not law until the Finance Bill passes. The guide's earlier list of sectors (e-hailing, food delivery, tourism, retail), its statement that voluntary cover is Employment Injury only with no Invalidity cover, and its flat "1.25% of declared income" are not in these sources and are withdrawn; confirm the benefits and your sector with PERKESO.

How much do you and your employer pay for SOCSO and EIS?#

SOCSO Contribution Rates#

SOCSO has two contribution categories based on age. The First Phase of the Employees' Social Security (Amendment) Act 2026 (Act A1788) has applied since 1 June 2026 (P.U.(B) 196/2026); the rates below are the First Phase rates. Later phases are scheduled from 1 June 2028 and 1 June 2031, so check the date on a rate before relying on it.

First Category — Employees below age 60 who have never received an Invalidity Pension

Second Category — Employees aged 60 and above, or employees already receiving an Invalidity Pension

What the opt-out means, in plain terms. LINDUNG 24 Jam is the non-employment injury part of SOCSO: cover for injuries that do not happen at work. You are enrolled in it by default. Since 8 July 2026 it has been voluntary for local employees, including permanent and temporary residents, so a local employee can choose not to take part. Foreign workers must pay it and cannot opt out. The window for existing employees ran from 13 July to 31 August 2026, and PERKESO says an employee who had not opted out by then stays covered ("Once In, Always In"). A new employee can opt out before the first month's contribution is deducted; the employer submits a Notice of Release of Liability. Someone who opted out can opt back in. Opting out removes the 0.75% from the employee's share; it does not change what the employer pays.

SOCSO contribution ceiling: RM6,000/month. On a RM6,000 salary, an employee under 60 pays RM75.00/month (1.25% × RM6,000) and the employer pays RM105.00/month (1.75% × RM6,000). An employee who opted out pays RM30.00 (0.5% × RM6,000); the employer still pays RM105.00. Employees earning RM8,000 pay the same as at RM6,000 (contributions are capped, not salary). PERKESO publishes a banded table rather than a flat percentage, so its figures can differ from these by under RM1; at the top band it shows RM74.40 (employee) and RM104.15 (employer). The salary calculator uses the banded table, so it shows RM74.40 and RM104.15 at this wage.

EIS Contribution Rates#

EIS contribution ceiling: RM6,000/month. On a RM4,000 salary, both employee and employer each pay RM8.00/month (0.2% × RM4,000; RM16.00 total). On a RM6,000 salary or above, each pays RM12.00/month by the percentage (PERKESO's banded table gives RM11.90 each). EIS rates are unchanged: the Employment Insurance System (Amendment) Act 2026 (Act A1796), in force from 1 October 2026, does not change any contribution.

How to Check Your Contributions#

1. Go to assist.perkeso.gov.my
2. Log in with your MyKad number and register if it's your first visit
3. Under "Contribution History", you can see every month your employer has paid in
4. If there are gaps — months where your employer should have contributed but didn't — this is a compliance issue. You can report it to PERKESO directly.

If your employer has not registered you or has been deducting contributions without remitting them, you can lodge a complaint via the PERKESO Assist portal or visit your nearest PERKESO office.

What does SOCSO pay out?#

A note on Temporary Disablement Benefit: The 80% wage replacement sounds generous — but PERKESO pays 80% of an "assumed average daily wage" worked out from your contribution record, with a minimum of RM30.00 and a maximum of RM158.67 a day, not necessarily your actual salary. If you have been underpaid into SOCSO (common in smaller companies), your benefit may be lower than expected.

How do you claim EIS if you have been retrenched?#

EIS pays a sliding-scale income replacement benefit for up to 6 months after qualifying retrenchment. PERKESO's EIS pages were not reachable on 17 October 2026 and the benefit table is not in the PERKESO documents saved in this repo, so the scale, the 12-in-24-month condition and the 60-day deadline below are held: confirm them with PERKESO before relying on them. The payment rates as the guide has stated them are:

"Last insured wage" means the wage used for your most recent SOCSO/EIS contribution. If your contribution was capped (at the RM6,000 ceiling), that is the figure used — not your actual RM8,000 salary.

Minimum eligibility: You must have at least 12 months of EIS contributions within the 24 months before the loss of employment.

Step-by-Step EIS Claim Process#

Step 1 — Gather your documents before anything else

You need:

• A copy of your retrenchment letter from your employer (this is mandatory — verbal retrenchment alone is not enough)
• Your latest payslip or offer letter showing your last salary
• Your MyKad (both sides)
• Your bank account details (savings account in your name for direct payment)

Step 2 — Submit within 60 days of retrenchment

EIS claims must be submitted within 60 days of your last employment date. Missing this window means you lose your entitlement. Do not delay.

Step 3 — Apply online via the PERKESO Assist Portal

1. Go to assist.perkeso.gov.my
2. Log in with your MyKad number
3. Click "EIS" → "Job Loss Benefits" → "New Application"
4. Fill in employment details, upload your retrenchment letter and supporting documents
5. Submit and note your application reference number

You can also apply in person at any PERKESO office — bring all original documents and photocopies.

Step 4 — Attend Career Services if required

PERKESO may require you to register with the SPA (Skills and Placement Assistance) programme. This involves a career assessment session and access to PERKESO's job placement portal. It is free and provides access to training subsidies under the SPA programmes.

Step 5 — Receive payments

Approved EIS benefits are paid monthly, directly into your registered bank account. Processing takes approximately 5–10 working days from approval. Your portal dashboard shows approval status and payment dates.

Step 6 — Continue receiving monthly until eligibility ends

You do not need to re-apply monthly — payments continue automatically while you are eligible. However, if you return to employment before the 6-month period ends, you must notify PERKESO immediately and stop claiming. Overclaiming is a criminal offence under the EIS Act.

How do you make a SOCSO injury claim?#

If you are injured at work or during a work commute, this is the process. Speed matters.

Step 1 — Seek medical treatment at a PERKESO panel facility

Go to a PERKESO panel clinic or a Government clinic or hospital. Treatment there is covered at no cost to you. PERKESO's page says serious injuries must be treated at a Government hospital (second-class ward), and that for charges at a non-panel clinic you or your employer can claim reimbursement at PERKESO's set rates; it does not say that emergency treatment at any non-panel hospital is covered, so the guide's earlier statement is withdrawn. Keep all medical receipts.

Step 2 — Employer files Form 34 (Accident Report) (not re-checked against PERKESO on 17 October 2026; confirm with PERKESO)

Your employer is required to file Form 34 (Notification of Accident) with PERKESO within 48 hours of being notified. Ask your HR department to confirm this has been done. If your employer refuses or delays, call PERKESO directly at 1-300-22-8000 (the number on PERKESO's website).

Step 3 — Submit your own claim documentation

You will need to file a personal claim. Documents required:

• Completed Form 10 (Claim for Benefit) (not re-checked against PERKESO on 17 October 2026; confirm with PERKESO) — available at any PERKESO office or downloadable from perkeso.gov.my
• Your Medical Certificates (MC) covering the period of disablement
• Your MyKad copy
• Your bank account details

Submit to the PERKESO office where you are registered, or online via the Assist Portal.

Step 4 — Medical Assessment for Permanent Disablement

If your injury results in permanent disability, PERKESO will arrange a medical assessment by a PERKESO-appointed Medical Board. This board determines your percentage of permanent disablement, which directly calculates your benefit amount.

Step 5 — Receive Temporary Disablement Benefit

PERKESO pays Temporary Disablement Benefit for the whole certified medical leave, provided the leave is at least 4 days including the day of the accident; it is not paid for days on which you work and are paid. The guide's earlier statement that the first four days are not covered unless you are hospitalised is not on PERKESO's page and is withdrawn. For permanent disablement, PERKESO's page sets a time limit of 12 months from the last day of temporary disablement to claim. Your PERKESO panel doctor issues the medical certificates that authorise continued benefit payments.

Which mistakes cost SOCSO and EIS claims?#

Mistake 1 — Assuming your medical bills are covered by SOCSO

SOCSO covers treatment at PERKESO panel facilities at no charge. But if you go to a private hospital for a work injury without PERKESO pre-authorisation, you may be billed directly. For non-emergency treatment, always go to a panel facility first.

Mistake 2 — Not checking your employer's contribution record

Some employers deduct SOCSO from your salary but do not remit it to PERKESO. This is fraud — and it means you have no coverage despite the deductions. Check the PERKESO Assist portal at least once a year to verify contributions are appearing.

Mistake 3 — Missing the EIS 60-day claim window

Retrenchment is stressful. Many workers delay sorting out paperwork. The 60-day window runs from your last working day — not from when you feel ready to deal with it. Set a reminder the same day you receive your retrenchment letter.

Mistake 4 — Thinking EIS covers resignations

Voluntary resignation does not qualify for EIS. If you are being pushed out through intolerable working conditions (constructive dismissal), you may still qualify — but you need to simultaneously lodge a claim with the Industrial Relations Department. Do not resign without getting advice first.

Mistake 5 — Confusing SOCSO's EIS commute coverage with general travel coverage

SOCSO covers accidents during your direct commute between your home and workplace. If you take a detour — even a short one for personal reasons — you may lose coverage for that leg. PERKESO will investigate the route taken when processing claims.

Mistake 6 — Ignoring the Return to Work Programme after a serious injury

PERKESO's Return to Work Programme offers employer incentives and vocational retraining for workers recovering from serious injuries. Many workers are never informed of this programme by their employers or treating doctors. Ask PERKESO about it proactively if you have a severe work injury.

What do SOCSO and EIS not cover?#

Be clear about what these schemes cannot do:

• SOCSO does not cover hospitalisation costs for non-work illnesses. A dengue admission, a cardiac event, a cancer diagnosis — none of these are covered unless you qualify for the Invalidity Pension (a Medical Board finding that you cannot earn at least one-third of a normal worker's capacity). For medical expenses, you need a medical card.
• EIS does not cover contract workers whose contracts expire. Fixed-term contract non-renewal is not treated as retrenchment under EIS — you need to have been dismissed under a permanent contract.
• Neither scheme pays enough to replace your full salary long-term. SOCSO Invalidity Pension has a minimum of RM550 a month (PERKESO). EIS pays only 30% of your insured wage in month six (as the guide has stated; held, not re-checked with PERKESO). Both are safety nets, not retirement income.
• Self-employed workers have no EIS equivalent. If your freelance pipeline dries up, no government scheme compensates you. Build your own emergency fund.

Amendment, 10 October 2026. This guide still showed SOCSO and EIS figures from before 2026. Employee SOCSO rate: the guide said 0.5% (First Category) and Nil (Second Category). Since the First Phase of Act A1788 began on 1 June 2026, the employee pays 1.25% under 60 and 0.75% at 60 and over; the employer's 1.75% and 1.25% are unchanged. LINDUNG 24 Jam: the guide described two SOCSO schemes only. The new third scheme, covering non-employment injury, has been voluntary for local employees since 8 July 2026; someone who opted out pays 0.5% under 60, or nil at 60 and over, and foreign workers must pay. We have explained how the opt-out works and have not said whether anyone should opt out. Wage ceilings: SOCSO RM5,000 and EIS RM4,000 were both wrong; both have been RM6,000 since 1 October 2024, and the worked examples (RM25 and RM87.50 on RM5,000, RM8 on RM4,000) have been recomputed. First-employment age: 57 is now 55 for the SOCSO second category. Foreign workers: the guide said they are "not SOCSO"; Act 4 covers them. FAQ: the sentence saying benefits use salary above the ceiling was removed, because its RM5,000 figure was wrong and we did not verify the claim. EIS: rates unchanged, checked against Act A1796. Sources: PERKESO's contribution table for Act A1788, PERKESO's LINDUNG 24 Jam FAQ of 13 August 2026, and the PERKESO EIS rate table.

Still outstanding on this guide: not re-checked in this amendment are the benefit amounts and rules (the 80% temporary disablement rate, the EIS replacement scale and claim deadlines), the self-employed SKSPS rate in "Voluntary SOCSO Coverage", the domestic-worker coverage statements, and how EIS and the other schemes apply to foreign workers.

Amendment, 11 October 2026. Structural change only: a short answer was added at the top, section headings were rewritten as the questions they answer, and two questions were added to the FAQ from this guide's own text. No figure, rule or source was changed. Every figure in the short answer already appears in the body of this guide, and nothing listed above as still outstanding is used in it.

Amendment, 11 October 2026 (calculator figures). The salary calculator now works out SOCSO and EIS from PERKESO's banded contribution tables (Act 4 and Act 800, two-agent checked on 11 October 2026) instead of a flat percentage. The guide said "The salary calculator uses the percentages above." The sentence now says the calculator uses the banded table, so it shows RM74.40 (employee) and RM104.15 (employer) at the RM6,000 ceiling. The percentages quoted in the guide are unchanged.

Amendment, 17 October 2026 (60 and over). The bullet on employees aged 60 and above sat under "NOT covered by either scheme", but it says SOCSO still applies: the Employment Injury Scheme continues, the employee pays 0.75% for LINDUNG 24 Jam (nil if opted out) and the employer 1.25%, and only EIS stops. It now sits under "Covered by SOCSO only (not EIS)". The bullet's wording is unchanged.

Amendment, 17 October 2026 (how a new employee opts out of LINDUNG 24 Jam). The guide said a new employee opts out "by telling the employer". PERKESO's LINDUNG 24 Jam FAQ (question 28) says employers "submit a Notice of Release of Liability if the employee chooses to opt out before the first month's contribution is deducted"; the text now says the employer submits that Notice.

Amendment, 17 October 2026 (domestic workers and the contribution ceiling). (1) The guide listed "Domestic workers (SOCSO only)" under "Covered by both" and then said domestic workers are "exempt from EIS". PERKESO's Employer Circular No. 5 Year 2021 (sha256 65cad2e48a778d04d8055ff3f477915c634f3a3c4a5672597ecc783bb5d4324b; a PDF on PERKESO letterhead obtained from a third-party mirror, ccs-co.com; PERKESO's own copy could not be reached) says the extension "has come in effect from 1 June 2021 through the following Government Gazette": the Employees' Social Security (Amendment Of First Schedule) Order 2021 [P.U. (A) 247/2021] for Act 4 and the Employment Insurance System (Amendment Of First Schedule) Order 2021 [P.U. (A) 249/2021] for Act 800. It extends the Employment Injury Scheme to domestic workers who are "Malaysian citizens, Permanent Residents (PR), Temporary Residents (TR) and foreign citizens", and the Invalidity Scheme and EIS to those "who are Malaysian citizens, PR and TR". Applicability: "Employer to a domestic worker must be an individual and NOT of any trade, business or profession including corporation, partnership, or sole proprietorship." PERKESO's flyer "Social Security Protection For Domestic Workers" (sha256 eddd864a128f20dab221bac759b06a99d5f5e25f09b0daa08c25d7b2822a3d2e) agrees: "Effective 1st June 2021, it is mandatory for employers to register local and foreign domestic workers with PERKESO", with ticks for all three schemes for local domestic workers and for the Employment Injury Scheme only for foreign ones. Local domestic workers now sit under "Covered by both" and foreign domestic workers under "Covered by SOCSO only". The two gazetted orders themselves could not be read (the gazette index on lom.agc.gov.my did not load, and PERKESO's domestic-workers web page returned "Request Rejected"), so the dates and scope rest on PERKESO's circular; the older reprints of Act 4 (1 February 2019) and Act 800 still list domestic servants in the First Schedule. Para 7.1 of the circular ("EXEMPTIONS") says the extension does "NOT INCLUDE close relatives who are a spouse; a child including an adopted child and a stepchild; a parent, a sibling or a grandparent including an adopted parent, an adopted sibling and an adopted grandparent, and a step-parent, a step-sibling and a step-grandparent; a parent-in-law, a son-in-law or a daughter-in-law including an adopted parent-in-law, an adopted son-in-law and an adopted daughter-in-law, and a step-parent-in-law, a step-son-in-law and a step-daughter-in-law; and a sibling-in-law"; para 7.2 says "foreign employers who employ foreign domestic workers are NOT ELIGIBLE to register and contribute to SOCSO". The circular's bytes came from a third-party mirror (ccs-co.com); PERKESO's own copy could not be reached, so they should be re-hashed against it. (2) The line "employees earning above the contribution ceiling who opt out" is removed. Section 5(2) of Act 4 and the equivalent subsection of Act 800 say that when wages exceed the ceiling they "shall for the purposes of this Act be deemed to be" the ceiling amount (the reprints read RM4,000; the ceiling has since been raised, to RM6,000 for both schemes from 1 October 2024, as stated above); neither Act contains an opt-out for high earners, and section 83 of Act 800 only lets the Minister exempt employers or employees by gazetted order. Evidence and hashes: docs/verification-log/guide-followups-oct17/.

Amendment, 17 October 2026 (evidence batch H). We re-read this guide against PERKESO's benefit pages saved in the repo (Employment Injury Scheme and Invalidity Scheme pages, fetched earlier and hashed in docs/verification-log/evidence-batch-e-oct17/hashes.txt), PERKESO's Act 4 and Act 800 contribution tables, and the gazetted Act 789 orders P.U.(A) 371/2021 and 372/2021 (AGC). perkeso.gov.my returned "Request Rejected" to us on 17 October, so no PERKESO page was fetched again and the EIS benefit scale could not be re-checked. Corrected: the self-employed callout said self-employed people have "zero SOCSO or EIS protection", which contradicted the guide's own Self-Employment Scheme section: they are outside Act 4 and EIS as employees, but can be covered under Act 789 (LINDUNG Kendiri), whose contributions, for carriage and delivery of goods or food, are RM13.10 to RM49.40 a month in four insured-earnings levels; the Self-Employment paragraph's sector list, the "Employment Injury only" claim and the flat "1.25% of declared income" are withdrawn; the Invalidity Pension minimum is RM550 a month (the guide said RM475); the Funeral Benefit is the lower of the actual cost and RM3,000 from 1 June 2024 (the guide said RM2,000) and applies to death from any cause under the Invalidity Scheme; the Education Benefit is a loan, with a 2% service charge, not a scholarship, and "up to 4 children" is not on PERKESO's page; the Constant Attendance Allowance is RM500 a month, not "an additional 40% of pension"; Temporary Disablement Benefit is paid for the whole certified leave of at least 4 days including the accident day, at 80% of the assumed average daily wage between RM30.00 and RM158.67, so the claim that the first four days are not covered unless hospitalised is withdrawn; Permanent Disablement is 90% of the daily wage (RM30.00 to RM178.50), as a lump sum up to 20% assessment and mostly monthly above it; the Survivors' Pension follows death from any cause not related to work, not only "invalidity-related" death; Medical Benefit is at panel or Government facilities, with serious injuries at a Government hospital, and "emergency treatment even at non-panel hospitals" is withdrawn; the PERKESO helpline number was corrected; the cancer FAQ now says the Invalidity Scheme pays a pension and lists only limited facilities such as dialysis and rehabilitation. Removed as unsourced: "approximately 7 million private-sector workers"; "employer incentive grants" under the Return to Work row. The 60-and-over line: the 10 October amendment listed it as outstanding "under NOT covered by either scheme". It now sits under "Covered by SOCSO only (not EIS)", and PERKESO's Act 4 table gives, for the second category (60 and over), an employer share of RM74.40 and an employee non-employment-injury share of RM44.65 at the top band, which matches the 1.25% and 0.75% the guide states. Held: the EIS benefit scale (80%, 50%, 45%, 40%, 35%, 30%), the 12-months-in-24 condition and the 60-day claim deadline, which are now marked as unconfirmed; the 48-hour accident notification, Form 34 and Form 10; the exclusion of government servants; and the Industrial Relations answer in the FAQ. Review-round fixes (17 October 2026): (1) The closing "Neither scheme pays enough" bullet still said the Invalidity Pension minimum was RM475 a month; it now says RM550 a month (PERKESO), as corrected elsewhere in this guide, and the "still outstanding" note no longer lists RM475. (2) The same bullet's EIS sentence (30% of your insured wage in month six) now says "as the guide has stated; held, not re-checked with PERKESO". (3) The "does not cover hospitalisation" bullet no longer describes the Invalidity Pension as "total, permanent inability to earn"; it now says a Medical Board finding that you cannot earn at least one-third of a normal worker's capacity, from PERKESO's Invalidity Scheme page ("sekurang-kurangnya satu pertiga (1/3)"). (4) The 48-hour notice, Form 34 and Form 10 statements (the work-injury callout and Steps 2 and 3) now carry "not re-checked against PERKESO on 17 October 2026; confirm with PERKESO". Evidence and hashes: docs/verification-log/evidence-batch-h-oct17/evidence.md. Calculator follow-up (not changed here): none; src/lib/rates/socso-eis.ts agrees with PERKESO's Act 4 and Act 800 tables for contributions.

Amendment, 30 October 2026 (phone numbers). An incorrect PERKESO helpline number was removed from earlier notes. The helpline is the number shown on PERKESO's website, given in the work-injury step.