Products · Personal Loans · RHB Personal Financing-i
Best for
Muslim private sector employees wanting competitive Islamic financing with ibra' rebate on early settlement and a high RM150k ceiling
From
7.62%p.a.
Min. Income
RM 3,000/mo
Max Tenure
84months
Pros
- No early settlement penalty (ibra' rebate on unearned profit)
- Same rates as conventional — no Islamic premium
- RM150,000 loan ceiling with 7-year max tenure
Cons
- Brokerage fee of RM30
- Minimum 2-year tenure
- Effective profit rate from 14.00% a year (7.62% flat equivalent), variable
Full specifications
| Interest Rate | From 7.62% p.a. |
| Rate Type | variable |
| Loan Amount | RM 2,000 – RM 150,000 |
| Tenure | 24 – 84 months |
| Min Income | RM 3,000/month |
| Age | 21 – 60 years |
| Apply Online | Yes |
| Approval Time | ~2 business days |
How does RHB Personal Financing-i compare?
See how it stacks up against other personal loans from Malaysian banks.
Rates from RHB Bank's official product page, verified 13 Apr 2026. Product details and rates are subject to change — always confirm directly with the bank before applying.