Products · Personal Loans · MBSB Personal Financing-i
MB
MBSB Bank
MBSB Personal Financing-i
4.0
Best for
Civil servants and GLC employees seeking Shariah-compliant financing with a high loan ceiling up to RM250,000
Rate
5.00%–8.00%p.a.
Min. Income
RM 1,200/mo
Max Tenure
120months
Pros
- Highest loan ceiling among government-focused lenders (RM250,000)
- Profit rate from 5% flat — second only to BSN
- Full Islamic bank — 100% Shariah-compliant operations
- Fast 3-day processing for panel employer staff
Cons
- Islamic financing only — no conventional product option
- Best rates limited to government/GLC employees
- Private sector profit rates approach the 8% ceiling
- Processing fee 1% applies
Full specifications
| Interest Rate | 5.00% – 8.00% p.a. |
| Effective Rate | 9.10% p.a. |
| Rate Type | flat |
| Loan Amount | RM 5,000 – RM 250,000 |
| Tenure | 12 – 120 months |
| Min Income | RM 1,200/month |
| Age | 18 – 60 years |
| Apply Online | Yes |
| Approval Time | ~3 business days |
How does MBSB Personal Financing-i compare?
See how it stacks up against other personal loans from Malaysian banks.
Data sources:
- Rates verified: 13 Apr 2026