Products · Personal Loans · MBSB Personal Financing-i
Best for
Permanent civil servants and selected GLC staff who want Shariah-compliant financing of up to RM250,000
From
3.06%p.a.
Min. Income
RM 3,000/mo
Max Tenure
120months
Pros
- Financing up to RM250,000 for permanent public-sector and selected GLC staff (up to RM400,000 under Afdhal-i for contract staff and premium customers, at a higher rate)
- Rates from 3.06% flat equivalent (variable, SBR + 3.05%) for permanent public-sector and selected GLC staff
- Shariah contract: Tawarruq
Cons
- Islamic financing only — no conventional product option
- Best rates limited to government/GLC employees
- Variable rate that can rise, up to a 15% ceiling
- Wakalah fee of RM28
Full specifications
| Interest Rate | From 3.06% p.a. |
| Rate Type | variable |
| Loan Amount | RM 5,000 – RM 250,000 |
| Tenure | 12 – 120 months |
| Min Income | RM 3,000/month |
| Age | 18 – 60 years |
| Apply Online | Yes |
| Approval Time | ~3 business days |
How does MBSB Personal Financing-i compare?
See how it stacks up against other personal loans from Malaysian banks.
Rates from MBSB Bank's official product page, verified 13 Apr 2026. Product details and rates are subject to change — always confirm directly with the bank before applying.