Products · Personal Loans · HSBC Amanah Personal Financing-i
Best for
Professionals earning RM8,500+ a month who want Shariah-compliant financing from an international bank
From
3.88%p.a.
Min. Income
RM 8,500/mo
Max Tenure
84months
Pros
- Flat profit rate from 3.88% (7.09% effective over 7 years, a tenure open to existing HSBC customers)
- Ibra' rebate on early settlement — no exit penalty
- No processing fee for standard applications
Cons
- Minimum salary RM8,500 a month
- Best rates reserved for HSBC Amanah priority banking customers
Full specifications
| Interest Rate | From 3.88% p.a. |
| Rate Type | flat |
| Loan Amount | RM 6,000 – RM 250,000 |
| Tenure | 24 – 84 months |
| Min Income | RM 8,500/month |
| Age | 21 – 60 years |
| Apply Online | Yes |
How does HSBC Amanah Personal Financing-i compare?
See how it stacks up against other personal loans from Malaysian banks.
Source: HSBC Malaysia's official product page. Rates, maximum loan amount, tenure and minimum income checked against it on 8 Oct 2026. Product details and rates are subject to change — always confirm directly with the bank before applying.