Products · Personal Loans · HSBC Amanah Personal Financing-i
Best for
Professionals earning RM8,500+ a month who want Shariah-compliant financing from an international bank
From
3.88%p.a.
Min. Income
RM 8,500/mo
Max Tenure
84months
Pros
- Flat profit rate from 3.88% (7.09% effective over 7 years, a tenure open to existing HSBC customers)
- Ibra' rebate on early settlement — no exit penalty
- No processing fee for standard applications
- Quick cash disbursement once approved
Cons
- Minimum salary RM8,500 a month
- Best rates reserved for HSBC Amanah priority banking customers
Full specifications
| Interest Rate | From 3.88% p.a. |
| Rate Type | flat |
| Loan Amount | RM 6,000 – RM 250,000 |
| Tenure | 24 – 84 months |
| Min Income | RM 8,500/month |
| Age | 21 – 60 years |
| Apply Online | Yes |
| Approval Time | ~3 business days |
How does HSBC Amanah Personal Financing-i compare?
See how it stacks up against other personal loans from Malaysian banks.
Rates from HSBC Malaysia's official product page, verified 13 Apr 2026. Product details and rates are subject to change — always confirm directly with the bank before applying.